Bow Valley Wealth Management Group of RBC Dominion Securities
You have dreams. We have the expertise to help you make them a reality.
Life is busy, time is precious and managing finances can be complicated and overwhelming. That’s why we manage your financial world so you can spend more time doing what you enjoy.
Our team of experts is poised to help you take advantage of opportunities, handle challenges, and – ultimately – reach your goals. Taking an all-encompassing, personalized approach, we lean on the sophisticated tools, best-in-class resources, and esteemed specialists of RBC to manage, grow, and preserve your wealth.
"Life is busy, time is precious and managing finances can be complicated and overwhelming. That’s why we manage your financial world so you can spend more time doing what you enjoy."
- Bow Valley Wealth Management Group
Bow Valley Wealth Management Group of RBC Dominion Securities
Darryl and Merlin's partnership was founded in 2001 and later they became principal partners of Bow Valley Wealth Management Group of RBC Dominion Securities. Our core team has been working together for over 20 years. We take great pride in the level of service that we provide to our clients, the integrity in which we conduct business and our combined 200+ years of experience. As a result, we have been recognized by our clients and within the firm as leading investment advisors.
Our approach
Our personal approach and personalized service centres on you, and it begins with getting to know you, your needs, and your goals.
A focal point for your financial life
You have worked hard for what you have, and it’s too important to leave to chance. That is why we do more than just investments and financial planning – we are your main point of contact for all things wealth management.
With our extensive resources and expertise, we can break down the complexity involved in managing the wealth of affluent clients. In addition to the services you can expect from our team of highly skilled and experienced professionals, we will coordinate your financial world.
Our purpose
You are the reason we do what we do.
Our relationships with our clients are rooted in a deep level of trust and care. When you have full confidence that your wealth management team has your back, you can focus your energy on what matters most.
To the Bow Valley Wealth Management Group, your family’s financial well-being comes first. This principle guides every decision we make and every interaction we have.
Our family will look after yours. No matter the circumstance, we will be there for you.
Our promise
Our dedication to every client has been paramount from the day we started in this business. We decided that no matter what, our clients and their financial well-being come first. This principle guides every decision we make and every interaction we have, with each and every client.
We will always:
- Do what's in your best interest
- Help you to understand your investments and the associated risks
- Be transparent
- Make doing business with us easy
- Provide you with unparalleled service
- And above all, uphold our promise
Investment management
Private investment management
The Highest Credentials at Your Service
Only a select group of Investment Advisors can offer portfolio management services through Private Investment Management. Darryl and Merlin have both met the standards of experience, professionalism, ethics and education to provide discretionary portfolio management to individuals and institutions.
Private Investment Management (PIM) offers a premium level of discretionary wealth management designed to free you from the day-to-day details of managing your wealth. It gives you the confidence to pursue your goals, knowing your wealth will be managed according to the highest standards.
Your Personal Portfolio Manager
With PIM, you receive a completely customized portfolio designed by Merlin and Darryl, your Portfolio Managers. Your portfolio is built from the ground up based on factors such as growth requirements, income needs and risk tolerance. Because your approval is not required for every single transaction, Merlin and Darryl are able to take advantage of investment opportunities quickly and efficiently. In addition, they work within specific guidelines established in advance and are accountable to these guidelines, which are regularly reviewed and adjusted according to your needs. Unlike most money management programs where you never meet your Portfolio Manager, Private Investment Management offers you the unique opportunity to contact Merlin and Darryl to discuss your portfolio and needs. Because of this personal relationship, your portfolio can more accurately reflect your individual goals and objectives on an ongoing basis.
Third-Party Review and Monitoring
An RBC risk management group reviews your portfolio on a quarterly basis to ensure it meets the high standards set out in your investment policy statement.
Our investment management process
Top-down analysis
Our top-down analysis is driven by Bow Valley Wealth Management Group of RBC Dominion Securities, with input from leading economists, research analysts and portfolio strategists from the RBC Investment Strategy Committee. Top-down economic analysis provides us with views regarding:
- Economic outlook
- Interest rates
- Asset allocation between equities, fixed income and cash
- Sector allocation between four major economic sectors – industrial, interest sensitive, consumer and resource
Bottom-up analysis
Our bottom-up analysis combines the input of our team, the RBC Investment Strategy Committee, RBC research, external research sources and our extended business network
Bottom-up analysis allows us to:
- Consider the advantages and disadvantages of each individual investment
- Choose investments that score well across multiple research disciplines – fundamental, technical and quantitative analysis
Comprehensive wealth management
What comprehensive wealth management really means
What comprehensive wealth management really means
With the support of an extensive team of highly accredited professionals, we can provide the highest level of expertise to ultra-high-net-worth families to meet each family’s increasingly complex needs. Our integrated approach means we will involve the right professionals and work with your other trusted advisors, such as accountants, bankers, and lawyers, with your best interests in mind. We will ensure all pieces of your wealth management engine are well oiled and operating in harmony. This holistic way of managing your family’s wealth allows us to set strategies in motion for the protection, growth and transition of your family’s wealth. As your one-stop-shop for wealth management services, we will be with you through every life stage and event, planning, coordinating, and delivering.
Our method
We consistently follow a simple, yet highly disciplined and personalized, three-step process to help our clients achieve both financial peace of mind and their unique dreams and goals.
- Get to know you
Every client is unique. From their needs, to their priorities, goals and dreams. We take the time to get to know you, your situation, the people and the things that are important to you. We understand the concerns that might keep you up at night, the unique vision that you have for your future and the timelines for your vision.
- Design a Plan and Put It Into Action
After careful consideration, we design a personalized plan and develop an appropriate investment strategy. We discuss these with you and then put them into action. Along the way, we leverage an array of experts, including law, taxation, estate planning, wealth transfer and business succession specialists.
- Help You Stay the Course
In the words of John Lennon, 'Life is what happens to you while you're busy making other plans.' We help our clients adapt, stay the course, and navigate life's unexpected challenges with ease and peace of mind. We accomplish this by meeting with you regularly, keeping you informed, diligently monitoring and rebalancing your investments, taking advantage of market opportunities and being available to you when you reach out.
Our clients
Families
Helping you manage your investments is just one way our team can assist you with your overall financial concerns. We can help you address your specific financial, tax, retirement and legacy planning concerns. Where appropriate, we lean on the RBC network of banking partners to meet our clients overall objectives.
Business owners
Owning and operating a successful company commands a lot of time and attention. Every day, you make critical decisions that affect the financial health of your business. So, you know how important it is to have the best possible services and products to help effectively manage your finances — we can help.
Our business owner solutions can be ideal if you need help:
- Managing business and personal assets separately but efficiently
- Investing, preserving and maximizing surplus cash
- Designing a succession plan for a smooth transition
- Creating diversified, tax-efficient income with the sale proceeds
- Protecting against the sudden loss of a key employee using insurance solutions
- Safeguarding personal and business assets from adverse events
- Building employee loyalty with employer-sponsored retirement plans
How we serve your wealth in its entirety
Our full-service offering integrates disciplined portfolio management with comprehensive wealth planning—all supported by experienced specialists throughout our robust RBC network.
Guides
Get a better vantage point on your financial picture with these informative guides penned by the RBC Family Office Services team.
Estate planning guide
How planning for tomorrow – today – can help your estate aspirations
Financial planning facts
Comprehensive list of key information, such as deadlines, contribution limits, and tax facts
Tax reporting guide
Summary of the important dates and tax information required for your annual tax return
Insights
Read the latest on markets and more from our team as well as experts and thought leaders at RBC.