It’s all about the details
When it comes to investing, the details are the difference maker – not only in terms of advice, but also in the professional credentials and experience of the advisor providing it. At Ginetz Private Wealth, we have the elite qualifications needed to provide you superior advice through Private Investment Management, RBC Dominion Securities’ premium wealth management platform. And we pair that with unparalleled, broad industry knowledge gained through over 20 years of financial services experience to give you the edge in achieving your goals.
Our people
Empathetic counsel, unparalleled expertise
In close collaboration with our partners and investment committee, we combine world-class client care with expert investment knowledge to provide you with financial peace of mind.
Justin R. Ginetz
Michelle Siao
Our philosophy
Committed to putting your interests first
At Ginetz Private Wealth, we pride ourselves on delivering the highest quality, plan-focused investment management advice to our clients. We follow a three-pronged philosophy, developed and refined over the course of decades in the financial industry. Informing every decision we make, our philosophy is expertly designed to ensure our clients’ best interests are always top of mind.
Focus on the details
We dig deep so you don’t have to. Each and every day, we leverage our expertise and immerse ourselves in the markets, always keeping our finger on the pulse of your finances to provide you peace of mind.
Make it simple
We’re here to translate the tough stuff. In a world of specialized jargon, we make it our mission to simplify every financial solution and ensure you understand your plan and the tools we use to make it happen.
Own
We’re accountable to you and to each other. We stand by our expert recommendations and strategies and leverage our advanced accreditation and industry knowledge to answer every question you may have.
Investing
Private Investment Management
With RBC’s premium investment management offering, clients of Ginetz Private Wealth gain a series of unmatched benefits that offer them the freedom, stability, and peace of mind to focus on what matters most to them.
The highest ethical standards and credentials
Private Investment Management (PIM) is only offered through a select group of RBC investment advisors, each of whom must meet exacting standards, complete rigorous coursework, and demonstrate extensive experience in delivering trustworthy financial advice to their high-net-worth clients. Plus, with the coveted Chartered Financial Analyst (CFA) designation, the global gold standard for investment management, Justin Ginetz is particularly poised to provide your investments with an expert edge.
Direct relationship with your personal portfolio manager
Not all investment management offerings are equal. With PIM, you’ll delegate day-to-day investment decisions to a portfolio manager you trust. And by forming a close relationship with you, Justin can make decisions on your behalf based on your agreed-upon Investment Policy Statement (IPS), and you can hold him accountable to your needs and every decision he makes.
Full portfolio customization
With PIM, your portfolio is built from the ground up and fully customized to your income needs, risk tolerance, time horizon, tax situation, and other preferences. Justin will recommend an ideal asset-allocation model divided between cash, fixed income, equities, and even hedge funds to maximize your investment diversification and determine the balance between risk and returns, reviewing and adjusting along the way.
Global insights and thought leadership
Justin doesn’t work alone; instead he collaborates with his world-class, globally recognized investment committee, who support him on a daily basis with investment strategy and research, recommendations on portfolio composition, insights on global trends, and thought leadership in all aspects of investment management.
A personal fund tailored to you
At Ginetz Private Wealth, we create a personalized portfolio perfectly suited to your needs. To do so, we take care of your complete financial picture, following a disciplined, detail-oriented process that empowers us to make meaningful financial decisions for you and your family.
Create your financial plan
When it comes to your finances, the details matter. And no details matter more to us than your personal and financial goals. Before we invest a dime of your money, we spend time with you to uncover your vision of success and lay a foundation to help you achieve it.
Align on an Investment Policy Statement
Once we’ve created your financial plan, we align with you on your Investment Policy Statement (IPS) to determine the return objectives, risk tolerance, time horizon, income needs, and tax considerations of your investment portfolio.
Create and manage your portfolio
After getting aligned with you, Justin uses his professional expertise as a Chartered Financial Analyst (CFA) to build your portfolio, conducting in-depth market research and consulting his globally recognized investment committee on a daily basis to create, monitor, and adjust according to your needs.
Connect you with experts
With a full 360-degree approach to managing your wealth, we partner with our extended team to deliver you a comprehensive range of wealth solutions for your tax, business, estate, and financial planning needs with a coordinated effort.
Investment committee
Independent, objective, world-class advice
We filter RBC Capital Markets' industry-leading research through two layers of expert knowledge to deliver truly independent, objective, and world-class advice. First, through the Portfolio Advisor Group (PAG), who serve as our investment committee, and second, through Justin's own experience-backed insight into the markets and your unique financial situation.
Vice-President & Senior Portfolio Manager
Holding a CA, CFA, and a Graduate Diploma in accountancy from Concordia University, Dominick brings a wide range of industry experience in audit, corporate banking, loan syndication and investment banking. Prior to joining DS, Dominick held the role of Director of Corporate Finance and Treasury Services at a large income trust. He is a native of Montreal and is fully bilingual in English and French. Focus areas: Canadian Equity Income Guided Portfolio, Canadian Focus List, and Yield Insight publication.
Head of Canadian and U.S. Equity, RBC Capital Markets
Patrick has over a decade of experience with RBC in Wealth Management and Capital Markets. He is Co-Chair of the Canadian Focus List Investment Committee in addition to his role as a portfolio manager for the team’s other Canadian Guided Portfolio and A+ mandates. Patrick holds a Bachelor of Commerce degree from McGill University and is a CFA Charterholder.
Portfolio Manager
Gopa joined the Portfolio Advisory Group in January 2017. Prior to joining RBC, Gopa worked in the asset management industry as a U.S. equity portfolio manager at Cumberland Private Wealth Management and at Sceptre Investment Counsel. Before joining the investment industry, Gopa worked in equity research at National Bank Financial and Merrill Lynch. Gopa co-leads the U.S. Guided Portfolio/Focus List, PAG A+ U.S. Core Dividend Portfolio and PAG A+ U.S. Core Portfolio. He is a member of our asset allocation committee where he helps establish our U.S. equity views and is involved in the management of the U.S. equity portion of our multi-asset/multi-solution portfolios. Gopa holds an MBA degree from the University of Toronto, a M.Sc. degree in Microbiology from the Medical College of Wisconsin and a B.Sc. degree in Biotechnology from the Rochester Institute of Technology. Gopa is also a CFA charter holder.
Vice-President, Fixed Income Advisor
Mikhial leads the Alternative Investment initiative for RBC Wealth Management Canada and has been a long-time member of the Portfolio Advisory team. Mikhial previously led the Fixed Income Strategies team and serves as a portfolio manager on fixed Income and multi-asset portfolios.
Mikhial has been with RBC Dominion Securities since 2008 and a member of the Portfolio Advisory Group since 2010. In his current role, he works closely with colleagues in Global Manager Research to develop a managed platform of private markets offerings and provides advice and guidance on how to integrate alternative investments into portfolios. He also serves as a co-portfolio manager of tactical managed solutions portfolios and a government bond portfolio, and is a member of the Global Portfolio Advisory Committee that provides asset allocation guidance. Before assuming his current role, Mikhial was a Fixed Income Portfolio Advisor and a member of the Fixed Income Trading Group within PAG. Prior to joining PAG, Mikhial was a member of the Wealth Management Generalist Program. Mikhial is a CFA charterholder and earned a Bachelor of Science degree in Business Administration, with concentration in Finance from the University of Detroit Mercy.
Portfolio Strategist
Jim Allworth has been in the investment business for 51 years, both as a research analyst and portfolio strategist. He has been with RBC Dominion Securities for more than four decades, where he has developed investment policy for the firm and translated that into solutions for individual clients.
As an investment strategist, Allworth utilizes RBC’s extensive global economic, political, and sector analysis to develop a strategic view on the expected direction of major financial markets. Allworth co-chairs the Global Portfolio Advisory Committee (GPAC) which provides strategic analysis of financial markets and establishes the asset allocation mix for clients worldwide. He regularly contributes to GPAC’s Global Insight monthly publication.
Allworth is a graduate of Simon Fraser University, with a concentration in economics.
Wealth services
Full-service wealth solutions
We complement our investing services by offering a wide range of wealth services that encompass all aspects of your financial life, and create a well-rounded plan that helps you move toward your goals.
Global insights and thought leadership
We don’t just think about the here and now. Instead, we help you prepare to leave a legacy you’re proud of by ensuring your wishes are carried out, and assets are distributed, in a way that reflects your values.
Financial planning
We take an all-encompassing approach to your wealth to determine your needs, values, and goals, and create a financial plan that helps you reach them. And with our team approach to monitoring your evolving needs, your financial plan will change and adjust as you do.
Risk mitigation planning
In order to help you reach your financial and personal goals, we’ll investigate potential risks based on your unique financial situation, and set up a tailored mitigation plan to ensure you can secure your ideal future.
Retirement planning
No matter what stage you’re at on your financial journey, or what dreams you hope to bring to life, our team will help strategize on and implement a retirement plan that sets you and your family up for future success.
Community
Our community Involvement
Ginetz Private Wealth is proud to support a range of local organizations in the arts and in sports.
Kaimerata Concerts
Our team is involved with the local arts community in Comox Valley and a proud benefactor of Kaimerata Concerts, featuring exquisite classical music. Canadian-born violinist Kai Gleusteen and accomplished pianist Catherine Ordronneau have been performing together for more than 25 years, having toured extensively in Asia, Europe, and North America. They are the heart and founders of the Kaimerata Festival, which takes place every year in Barcelona, Denman Island, and right here in Comox Valley in the summer.
Courtenay Little Theatre
Courtenay Little Theatre has been a part of our local community for more than 60 years. They are dedicated to supporting young individuals who are passionate about the arts.
Comox Valley Curling Centre
The Ginetz team is a proud sponsor of Comox Valley Curling Centre, a not-for-profit society that provides the Comox Valley with a range of curling activities and community events.
Comox Valley Minor Hockey
Justin is a proud supporter of minor hockey in the Comox Valley. The league provides a learning and nurturing experience for young athletes.
Events
Events coming soon...
Blog
Client resources
Your go-to financial resource hub
Help yourself to a range of useful fact sheets, how-to guides, and educational resources below. For any additional questions or concerns, please don’t hesitate to contact us directly and we’d be happy to help.
DS statement guide
A how-to guide on how to read your DS statements. Please contact us for any additional help. Custom reports available upon request.
WM Online how-to guides
Step-by-step walkthroughs to help you navigate WM Online and the RBC Mobile App.
2025 financial planning facts
A handy guide that outlines tax deadlines, contribution limits, and other useful info.
Tax reporting guide
A summary of important dates and tax information to prepare your annual tax return.
Executor kit for settling an estate
An easy-to-follow reference guide to help you navigate the estate settlement process and your executor duties.
Estate planning guide
Plan for tomorrow today by discovering how you can leave a lasting financial legacy.
Take your investing to the next level
With unmatched institutional experience and the highest level of credentials, Ginetz Private Wealth is here to provide you with peace of mind and an expert edge in all aspects of your financial life.
Email:ginetzwealth@rbc.com
Phone:778-335-9436