You have dreams. We have the expertise to help make them a reality.
Our team is committed to providing you with unparalleled service and advice to help you meet your ongoing financial needs and gain confidence in investing. Through the MacLean Advantage program, we help you identify, prioritize and achieve your objectives.
Professionals at your service
Leaning on experience and industry accreditations, our team of experts helps bring financial peace of mind to clients like you.
It all starts with you
Our personal approach and personalized services centre on you and begin with getting to know you, your needs and your goals.
What we do
We take a holistic approach to wealth management, incorporating many different aspects of your financial wellbeing beyond the management of your portfolio.
Starting with an in-depth discovery interview, we seek to understand your complete financial picture, including your long-term needs from an income and capital point of view, as well as any special circumstances that may apply to your situation.
From here, we develop a comprehensive plan for your future designed to help meet your income and estate planning goals. Where appropriate, our RBC partners may assist us with more complex planning needs that require a specialized knowledge of tax and/or estate law.
An Investment Policy Statement (IPS) will outline the parameters of how your portfolio will be invested. With discretionary account management there is an added layer of oversight from RBC's Portfolio Management Group to help ensure that your portfolio is managed according to your IPS.
We will implement your plan through a disciplined, investment strategy. Your portfolio will be built using research from our top-ranked analysts and other highly respected sources.
Adjustments will be made as your situation and markets evolve to help ensure that your portfolio continues to meet your needs over the long term.
Quarterly reports and an annual review with you will keep you up to date with your portfolio's progress.
Through this disciplined process, you will have a portfolio and a financial plan custom-tailored to help meet your investment objectives. The process is flexible enough to respond to a change in your objectives, but disciplined enough to maximize your returns.
How we do it
We start our investment selection process with a top-down view of various macro-economic research sources and forecasts from our in-house experts at RBC Wealth Management, including senior economists, portfolio strategists and research analysts. We will also draw from other experts external to our firm to help give us an overall strategic opinion of the current and expected state of economic activity.
Through a bottom-up approach to stock selection, we then build a portfolio of high quality companies in various sectors of the economy to properly diversify and reduce risk. Our selection process utilizes the assistance of our RBC Investment Strategy Committee, RBC research, outside research providers and other independent information sources.
We look to invest in companies that have a competitive advantage, are a leader in their field, have a proven long-term track record of increasing profits and dividends, and have significant management ownership. Fundamental, technical and quantitative analysis assist us in our selection process. Capital preservation and consistent investment returns is a cornerstone of our investment philosophy.
As the largest financial institution in Canada, RBC has a significant bond and money market offering, and close attention is paid to forecasts of interest rates and credit quality to reduce overall risk in client portfolios.
MacLean Advantage process
We take you through our five-step investment program that is based on over 70 years of combined experience and careful consideration to individual needs and objectives. Throughout the process, we can provide you with access to a broad selection of investment solutions and products, and guidance for retirement planning, estate planning, education planning, corporate banking, insurance planning and more through our extended network of RBC specialists. We also provide a wide range of services, including quarterly portfolio reviews and monthly portfolio reports tailor-made to each individual.
Our Five Steps
Step 1: Understand your financial situation
Step 2: Plan for your future
Step 3: Implement program
Step 4: Review and communicate with you
Step 5: Evolve and adjust your plan
Why Choose Us
Our conservative portfolio style is well suited for the long-term investor who is looking for a committed, dedicated, trustworthy investment team to provide a custom-tailored plan designed with their individual financial needs in mind. We have at our disposal a wealth of resources and offer premier service, competitive pricing and, most importantly, experience.
Message From David Agnew CEO, RBC Wealth Management Canada
At RBC Dominion Securities, we pride ourselves on providing the highest quality advice, service and investment solutions to our clients – values which are shared by Jim MacLean and his team.
RBC Dominion Securities has been helping individuals and institutions achieve their financial goals since 1901. Today, we are Canada’s leading provider of professional wealth management services and are entrusted with $365 billion in client assets.
Jim joined RBC Dominion Securities in 2012 and quickly established his practice as a leading advisory team within the firm. Jim has been recognized as a member of our Executive Council team for five consecutive years thanks to his commitment to providing an exceptional wealth management and client experience.
Over the years, Jim and his team have established The MacLean Advantage program, a five-step investment program that caters to the most sophisticated clients. He works closely with clients to fully understand their situation and develops a customized plan for the future.
As a licensed Portfolio Manager, Jim is adept at creating personalized wealth management strategies and can offer fully customized portfolio management on a discretionary basis. Supported by a team of experts in investment strategy and research, as well as a stringent portfolio review and risk management process, Jim can build a portfolio tailored to your specific needs and provide the best investment and wealth management solutions customized to suit your unique financial needs.
In choosing the MacLean Wealth Management Group, you benefit from the expertise and professionalism of one of the leading advisory teams at RBC Dominion Securities, as well as the full resources of the leading wealth management firm in Canada.
Insights
Read the latest on markets and more from our team as well as experts and thought leaders at RBC.