Ratul Dutta, MBA, CFP, CIM
Investment Advisor & Financial Planner
Bringing financial clarity and peace of mind
People are constantly being bombarded with information, and sometimes it’s tough to differentiate fact from fiction. That's why my approach ensures I have a great idea of what is important to you, whether that be financial goals or life goals. I don’t believe in providing cookie cutter recommendations, and therefore I spend a great deal understanding what you value most before offering recommendations.
Backed by the biggest full service brokerage in Canada, my clients have access to the best technology, planning team and investments managers through RBC Dominion Securities.
I would welcome the opportunity to sit down you with and your family.
Professionals at your service
We rely on a team-based approach to wealth management, leaning on experience and industry accreditation, our team of experts help bring financial peace of mind to clients like you.
It all starts with you.
Our personal approach and personalized service centres on you, and it begins with getting to know you, your needs, and your goals.
What we do
We design investment portfolios to meet your needs, both now and in the future, with a disciplined process to help keep you on track. Whether your goal is growing wealth, generating income, minimizing taxes or planning for retirement, we tailor solutions to your circumstances. Before recommending anything, we review your situation in depth, define your risk tolerance, and set realistic long-term objectives aligned with your comfort level. Depending on your needs, we may also connect you with our network of RBC specialists—in areas like insurance, estate planning and business planning—to ensure that every financial need and life stage is well planned for.
How we do it
Our four-step portfolio process is designed to keep your investments working toward your goals at every stage. We start with a discovery meeting, where we take the time to understand your needs, goals, time horizon and risk tolerance. Then we develop an Investment Policy Statement—the guiding principles for how your portfolio will be managed. With that foundation, we build your personalized portfolio with the right balance of stocks, bonds and cash, in collaboration with the firm’s investment strategists and research analysts. Finally, through ongoing monitoring and reviewing, we keep a close eye on your portfolio, making adjustments as needed so it continues to align with your objectives in changing market conditions.
Retirement planning
Investing during a Recession
Tax Efficient investing
Insights
Read the latest on markets and more from our team as well as experts and thought leaders at RBC.