Tax-focused, Family Office Experience
At Rishi Raj Wealth Management, we understand the immense energy, time, and effort that has gone into building your wealth – and we want to help you protect it. Our team specializes in crafting comprehensive wealth management solutions for clients across Calgary and beyond, with a focus on long-term diversified portfolios and the tax-efficient distribution of income.
Who we are
Empowering you with expertise
As a multi-disciplinary team of experts with decades of experience in a range of sectors, we manage your wealth through tax-smart strategies and a comprehensive range of financial solutions aligned with your unique goals and values.
Rishi Raj
Kanwar Randhawa
Our approach
A Personalized Family Office Experience
We are proud to offer a full “family office” style service that allows our clients to benefit from a broad spectrum of strategies.
Your wealth
Through a process-led approach, we will craft a tailored financial plan that’s perfectly aligned with your unique wealth needs. Then, in collaboration with our partners across RBC and beyond, we will execute that plan with excellence, always keeping your long-term priorities top of mind.
Financial planning
Retirement planning
Insurance planning
Financial literacy
Credit and lending
Charitable giving
Estate planning
Tax strategies
Investing
Your investments
Leveraging your financial plan, we will craft a tax-smart, globally diversified portfolio that takes into account your goals, risk tolerance, and future income needs.
Risk mitigation
World-class research
Detailed reporting
Personalized strategies
Tax considerations
Goal setting
Our clients
Going above and beyond for you
We leverage our world-class expertise and experience to provide all-encompassing wealth solutions to several key client groups.
Professionally incorporated individuals
Small business owners, healthcare professionals, specialists with multiple clinics, lawyers, accountants and others who have chosen to incorporate require sophisticated wealth solutions that take into account their personal and business needs.
We offer:
- Proprietary tax strategies related to “passive income” that ensure the corporation does not lose its yearly $500,000 small business tax exemption
- Tax strategies to maximize the “lifetime capital gains exemption” following the sale of a business
- Comprehensive financial plans and estate planning strategies
- Tax efficient strategies to personally withdraw capital from the corporation on a monthly basis using proprietary investment vehicles
- Access to exclusive business lending and cash flow solutions
- Introductions to our preferred partners, including tax lawyers, specialized accountants, and our colleagues at RBC Private Banking
Insights
A long-term view for your lifelong journey
Let’s work together to secure your financial future
Email:rishirajwealthmgmt@rbc.com
Phone:403-299-5294