Singh Wealth Management Group of RBC Dominion Securities
Specialized wealth planning & management for doctors, business owners, and incorporated professionals
Strategic Wealth Management Across Every Life Stage—Optimized for Tax Efficiency
As Senior Portfolio Manager & Wealth Advisor at RBC Dominion Securities, Rup specializes in tax-efficient wealth management for incorporated professionals, business owners, and healthcare practitioners. He builds and manages discretionary investment portfolios while developing customized strategies that optimize client's tax position. His integrated approach—combining investment management, tax planning, and estate planning with his team of specialists—delivers institutional-caliber wealth management aligned with client's specific financial objectives.
The Investment Lens
The Investment Lens enables affluent investors cut through market noise to make smarter decisions. Each episode translates economic trends and investment opportunities into plain English—designed for high net-worth business owners, professionals, and families who think long-term. No predictions. No hype. Just clear perspective on what matters for your wealth.
Professionals at your service
Our team combines deep industry expertise, professional credentials, and integrated resources to deliver comprehensive wealth management tailored to incorporated professionals, business owners, and healthcare practitioners. We focus on tax optimization, discretionary portfolio management, and strategic planning.
Discovery, Strategy, and Execution—A Tailored Approach to Tax-Efficient Wealth Management
We begin with discovery—understanding your financial situation, goals, and priorities. From there, we develop a comprehensive strategy focused on tax optimization, discretionary portfolio management, and wealth preservation. As your circumstances evolve, we adjust your plan to keep you aligned with your objectives and maximize wealth efficiency.
What we do
We deliver integrated wealth management services tailored to incorporated professionals, business owners, and healthcare practitioners. Our core offering includes discretionary portfolio management with tax optimization at the center, combined with insurance strategies and estate planning. We leverage RBC's specialist resources to provide comprehensive, coordinated wealth solutions.
How we do it
We conduct a thorough discovery process to understand your complete financial picture, objectives, and tax situation. Then we design a comprehensive strategy optimized for tax efficiency and discretionary portfolio management. We implement your plan using disciplined investing principles and conduct regular reviews—adjusting your strategy as your circumstances and markets evolve.
Tax-Efficient Professional Money Management
Rup combines disciplined investment management with strategic planning to optimize your returns and minimize tax exposure. His hands-on discretionary management ensures your portfolio is actively adjusted to align with market conditions and your evolving financial goals.
Strategic diversification to manage risk with tax efficiency
Concentration risk can derail your wealth-building strategy. Multi-layered diversification across asset classes, investment styles, and managers reduces vulnerability to single-manager or sector downturns while maintaining tax-efficient flexibility. You gain portfolio resilience and continuous optimization opportunities as markets shift.
Rigorous Investment Selection & Active Oversight
Your portfolio's performance depends on manager quality—yet most investors never know if their managers remain top-tier. Continuous, rigorous evaluation across organizational stability, consistency, compliance, and performance ensures your wealth is managed by proven professionals. You get ongoing accountability and peace of mind that your managers remain aligned with your goals.
Market Intelligence to Drive Portfolio Decisions
Reacting to markets costs you money. Institutional-grade research and market analysis enable proactive, informed decisions that capitalize on opportunities and mitigate risks before they impact your wealth. You gain a competitive advantage that most individual investors never access—research-driven strategy instead of reactive positioning.
Customized Investment Solutions Tailored to Your Goals
Generic portfolios don't reflect your life. Your strategy is designed specifically around your goals, risk tolerance, and tax situation—not preset allocations. Active management and continuous adjustment mean your portfolio evolves with opportunities and your changing priorities. You get a strategy built for YOUR wealth, not everyone else's.
A+ Portfolios
Single-manager risk is real. Access to multiple vetted, independent managers coordinated through advanced technology gives you institutional-caliber oversight without institutional fees. You get diversified expertise, coordinated strategy, and personalized attention—the portfolio structure typically reserved for ultra-high-net-worth clients.
Our services
Financial planning
To help you clarify your goals and timelines and outline step-by-step strategies to achieving them
Tax planning
Through structuring of your personal and business finances to minimize tax, and increase your income and wealth
Charitable giving
Through a personal foundation that donates to the causes that matter to you
Corporate cash flow management
To help you manage your business cash flow by reducing borrowing costs and taxes, and maximizing savings
Wealth Planning for Healthcare Professionals
Healthcare professionals operate in a specialized industry with distinct financial and tax complexities. Rup brings deep expertise in this sector, addressing the specific challenges medical doctors, dentists, and veterinarians encounter: optimizing income through strategic incorporation, navigating professional liability and insurance requirements, managing practice valuations, and planning for practice transitions. His disciplined wealth management approach—featuring tax-efficient portfolio oversight, proactive tax strategy, and comprehensive planning—enables you to build and preserve personal wealth while your practice operations remain the focus of your attention.
Dentists
As a dentist, your life journey is unique in its own way. You progress through dental school, graduate and start as an associate, become a practice owner, and eventually retire. Your career path leads to a unique financial journey, different from the average professional or executive. Here's how we can help you achieve your financial goals.
Medical Doctors
As a medical doctor, you have a long career journey and a late start to your earning potential. You provide services through your own private, owner operated small business or to public health agencies, hospitals, the military and other establishments such as universities, clinics or long-term care facilities. Here’s how we can help.
Veterinarians
As a veterinary practice owner, specializing in companion animals, emergency/specialty medicine, equine, bovine, swine, dairy, or mixed animal practice, your key focus is in providing excellent service and care to your patients and to run a profitable practice. Here is how our experienced team of professionals can help you achieve your financial goals.
Wealth Planning for Business Owners & Incorporated Professionals
Building wealth as a business owner or incorporated professional requires strategic planning on two fronts: growing your business and protecting your personal wealth. Beyond business success, you need tax-efficient strategies to convert income into lasting wealth, plan for succession or exit scenarios, and secure your family's financial future. Rup specializes in integrated wealth management for business owners and incorporated professionals—combining discretionary portfolio management, tax optimization, and succession planning to ensure your personal finances grow independently of business cycles.
Professional Services Owners
(Accountants, Lawyers, Consultants, Engineers)
Your income is built on expertise and client relationships. As a professional services owner, you face unique tax optimization opportunities through incorporation, complex personal and business tax planning, and the challenge of converting high income into lasting wealth. Rup specializes in tax-efficient strategies tailored to professional practices, helping you maximize after-tax wealth while managing liability, planning for succession, and protecting the practice you've built. His integrated approach combines discretionary portfolio management, corporate tax planning, and succession strategy—ensuring your personal wealth grows independently of the practice.
Business Owners
(Trades, Manufacturing, Retail, Services)
Your business represents significant assets, steady cash flow, and long-term value. As a business owner in trades, manufacturing, retail, or services, you navigate working capital management, operational complexity, and the critical challenge of succession planning. Rup helps you build personal wealth beyond the business through tax-efficient investment strategies and discretionary portfolio management, while coordinating with your business advisors on succession planning and business valuation. His focus is ensuring your business wealth translates into personal financial security and family legacy.
Entrepreneurs & Growth-Stage Founders
(Startups, Tech, Scaling Businesses)
Your wealth is concentrated in company equity with significant upside potential—and significant risk. As an entrepreneur or growth-stage founder, you face equity concentration challenges, upcoming liquidity events (acquisition, IPO), and the need for strategic wealth diversification. Rup specializes in helping founders and entrepreneurs manage equity concentration, plan for exit scenarios, and build diversified personal wealth independent of company performance. His discretionary portfolio management and strategic planning ensure you're prepared for liquidity events while maintaining tax efficiency and long-term wealth preservation.
Awards & Testimonials
RBC Convention Winner from BC, awarded by [L to R]: Todd Shewfelt - Regional Vice President - BFS BC, Greg Grice - Executive Vice President RBC, Kim Mason - Senior Vice President RBC, Graham MacLachlan - Regional President, RBC BC, & Joe Olivier - Regional Vice President - BFS BC.
RBC Share The Success BC Winners awarded by [L & R]: Joe Olivier - Regional Vice President - BFS BC & Todd Shewfelt - Regional Vice President - BFS BC.
RBC BC Commercial Trade Partner Services Winners awarded by [L & R]: Joe Olivier - Regional Vice President - BFS BC, Kris Depencier - Regional President, RBC Toronto, & Todd Shewfelt - Regional Vice President - BFS BC.
"I was introduced to Rup a few years ago by our Healthcare Commercial Banker at RBC. I am very happy he took this initiative to introduce us. Since our first meeting, Rup has been very engaged."
– Dr. R. Walker Family
"It has been an absolute pleasure to have Rupmeet Singh and his team as my Wealth Advisor for the past several years. He is experienced, insightful, and very well-informed."
– Dr. F. Shivji Family
"I feel understood and much more secure about my future retirement. He is consistent, enthusiastic and enjoyable to talk to. He comes highly recommended."
– Dr. Elliott Family
Guides
Get a better vantage point on your financial picture with these informative guides penned by the RBC Family Office Services team.
Estate planning guide
How planning for tomorrow – today – can help your estate aspirations
Financial planning facts
Comprehensive list of key information, such as deadlines, contribution limits, and tax facts
Tax reporting guide
Summary of the important dates and tax information required for your annual tax return
Insights
Read the latest on markets and more from our team as well as experts and thought leaders at RBC.