From Vision to Reality
"Since inception at RBC, Pam and her team have achieved stellar results for my personal investments as well as my company's investments. Pam is always responsive and takes exceptional care to invest my funds according to the guidelines I set down."
Experienced Advisors Dedicated to Your Goals
Our team combines extensive industry experience with a global investment mindset. We understand diverse client needs—from entrepreneurs to families to institutions—and deliver personalized strategies that turn complexity into confidence.
High-Net-Worth Private Clients
The Pamela Yoon Group’s private client wealth management practice helps families achieve their financial goals. Our client’s lives are unique and so is our service and advice. Partnering with your family, we do a deep discovery into your specific goals and desires. We then leverage our experience and resources to build a comprehensive solution designed specifically for you.
Discovery
Understanding what financial success means to each client is the foundation of our long-term partnership. We take the time to explore your aspirations, whether it’s preserving wealth, growing assets, or creating a legacy. By aligning our strategy with your personal and financial goals, we ensure a customized approach that reflects your unique definition of success.
Integrated Financial Plan
High net-worth individuals require a comprehensive strategy that goes beyond investment management. Our integrated financial plan encompasses estate planning, tax efficiency, philanthropy, cross-border tax & wealth planning and business succession to optimize every aspect of your financial life. By coordinating with legal and tax professionals, we deliver a seamless, holistic approach to wealth preservation and growth.
Customized investment policy
A one-size-fits-all investment solution does not work for sophisticated investors with complex financial needs. We develop a tailored investment framework that considers your risk tolerance, liquidity needs, and long-term objectives. By leveraging diversified asset classes and alternative investments, we build portfolios designed to enhance returns while managing downside risks.
Portfolio construction
Constructing a portfolio requires a balance of strategic asset allocation and tactical flexibility. We integrate equities, fixed income, commodities, and alternative investments to build a resilient portfolio designed to fulfil our clients’ financial goals. Our focus is on optimizing returns while mitigating risks, ensuring your wealth is positioned for both stability and growth.
Active oversight and risk management
Proactive risk management is crucial for safeguarding wealth in an ever-changing market. We continuously monitor portfolios, adjusting allocations to capitalize on opportunities and hedge against potential threats. With active oversight, we provide clients with confidence that their wealth is being managed with precision and foresight.
Institutions and Foundations
At The Pamela Yoon Group we help Institutions and Foundations meet their unique investment and Fiduciary requirements. We work closely with our clients building tailored Investment Policy Statements (IPS), advising on portfolio construction, asset class monitoring, benchmarking, risk management, and establishing governance best practices.
Our clients include family offices, foundations, charities, endowments, and Indigenous organizations.
Our approach to working with our clients include:
- In-depth Client Discovery and Planning
- Evaluation of Spending Policy and Donor Base
- We help you develop your Asset Allocation and your Investment Policy (IPS)
- Manager Research and Ongoing Review
- Portfolio Construction and Risk Management
- Reporting and Review
Simplicity – One relationship, many services
- Managing multiple relationships with consultants, investment managers, and administrators can be complex and time consuming. We streamline this process for our clients, acting as their central point of contact.
- RBC’s in-house consulting team, Global Manager Research, has offices globally, continuously identifying and researching the highest quality investment specialists to partner with.
- We provide customized reporting for clients, consolidating multi-manager reports and positions.
We significantly limit the use of pooled products in client portfolios, instead using Separately Managed Accounts (SMA). This is important because clients are the legal owners of the individual securities they own. They are not unit holders of a pooled product, which can be affected by the redemption decisions or influences of other investors in the pool and bring legal complications.
Efficiency – Customized solutions leveraging RBC’s global scale
- Diversification is central to minimizing investment risk, which is why we are advocates of using a multimanager approach for your investment solution.
- The best European Equity manager is not sitting in Toronto, the best US fixed income manager is not sitting in Vancouver. At RBC Dominion Securities, we partner with over 100 independent investment firms globally, giving clients access to global specialists.
- As the lead Advisor, we work with clients to construct a customized Investment Policy Statement tailored to its specific needs. Tailored portfolios are then constructed with guidance from the IPS.
- Given RBC’s scale and size across both Canada and the US, the fees paid to 3rd party managers are some of the lowest in the industry.
Objectivity – Fiduciary mentality
- We are not obligated, compensated, or expected to purchase RBC or PH&N investment solutions for clients. If we conclude RBC / PH&N have the best solution in a specific asset class or sector, we will advise clients to use their solution, but only if they are industry leading amongst their independent peer group.
- We continuously evaluate the managers chosen in client portfolios against customized benchmarks and their peers.
- Like our clients, we are fiduciaries, and our advice and investment solutions are completely free of any conflicts of interest.
Family Enterprises & Business Owners
Our four-step portfolio process is designed to keep your investments working toward your goals at every stage.
We start with a discovery meeting, where we take the time to understand your needs, goals, time horizon and risk tolerance. T
hen we develop an Investment Policy Statement—the guiding principles for how your portfolio will be managed.
With that foundation, we build your personalized portfolio with the right balance of stocks, bonds and cash, in collaboration with the firm’s investment strategists and research analysts.
Finally, through ongoing monitoring and reviewing, we keep a close eye on your portfolio, making adjustments as needed so it continues to align with your objectives in changing market conditions.
Client testimonial
Hear what our clients have to say about their experience working with us.
"Pamela does a lot of her own investigative research to find the right opportunities before they become widely known."
Henry So, REMAX Real Estate Corporation
"Peace of Mind" has been our experience since turning over our investments to you."
Dorothea and Doug Rae
"Due to the investment results Pamela achieved in our portfolio, my wife and I look forward with enthusiasm, to the balance of our retirement."
Joe and Dianne Van Wijk
"The best option available to get the best customer service and the dedicated attention to your investments is Pam and her team at RBC Dominion Securities"
Joanne Kramer
"Your attention to detail and quick response to my investment needs is unbelievable."
Cameron Nelson. Vice President, Nelson Marketing International
"Pamela is a true professional and is always willing to listen and explain. It is a pleasure working with her and I always value her opinion."
Dale Vance
From Vision to Reality
"Since inception at RBC, Pam and her team have achieved stellar results for my personal investments as well as my company's investments. Pam is always responsive and takes exceptional care to invest my funds according to the guidelines I set down."
FILL THE GAP - The Official Podcast of the CMT Association
The August 2021 episode of Fill the Gap shines a light on the vitality of technical analysis not often on display in broader financial media. Learn how client advisors use technical analysis to improve portfolio risk management, strengthen the investment process and supplement client education in this engaging conversation with Pamela Yoon, CMT & Senior Portfolio Manager at RBC Dominion Securities in Vancouver, British Columbia, Canada.
An investment management veteran with over 30 years of experience, Pam has guided a wide range of investors through many bull and bear markets. We discuss her process in detail to better understand how she manages concentrated, high-conviction global portfolios, while always controlling risk. As a tactical portfolio manager, Pam blends a unique mix of technical tools and analytical methods into her process. The conversation also touches on how cognitive neuroscience literature relates directly to the contrarian positioning often required by disciplined active managers who respond to the evidence of market price.* *
Insights
Read the latest on markets and more from our team as well as experts and thought leaders at RBC.