Family-first approach, unique solutions.
As a passionate “Ag-vocate” and someone living on a 4th generation family farm, I understand the unique challenges and opportunities faced by farmers and ranchers as they consider the delicate balance between business management, growth of the operation, and transition planning. I draw on my more than 10 years of experience in commercial and agriculture lending to help Albertan farmers and farm families plan ahead, so that they can feel confident about their future and the future of their farm, ranch, or business. I also provide well-rounded professional advice, financial planning resources, and specialized business-planning services to the families I work with.
By building customized wealth management strategies for farmers and business owners, I help clients preserve, manage, and transfer generational wealth today and for future generations.
To connect with me directly, please click here.
Succeeding in business succession
Planning for succession in advance is imperative to maximizing your business’s eventual sale price, protecting the legacy of what you’ve built, transitioning your business smoothly and funding your future plans.
Watch this video to learn about the key elements of a successful business succession plan.
Farm and Ranch
Succeeding in Farm Transition
Are you unsure of how to proceed with a farm succession or sale? Maybe you're wondering what life might look like after you take that major step towards retirement. Trish understands the uncertainty that these concerns may cause to a farming or ranching family. Connect with her today to see how she and her team of experts can assist you and your family.
- Business Owner Planning
- Retirement planning after a farm transition or sale.
- Strategies for intergenerational transfers.
- Strategies for wealth transfer to non-farming children.
- Will and Estate Consultants
- Managing your retirement income
- Information regarding the Lifetime Capital Gains Exemption (LCGE) and the Canadian Entrepreneur Incentive (CEI)
Professionals at your service
Leaning on experience and industry accreditation, our team of experts help bring financial peace of mind to clients like you.
It all starts with you
Our personal approach and personalized service centres on you, and it begins with getting to know you, your needs, and your goals.
What we do
We design investment portfolios to meet your needs, both now and in the future, with a disciplined process to help keep you on track. Whether your goal is growing wealth, generating income, minimizing taxes or planning for retirement, we tailor solutions to your circumstances. Before recommending anything, we review your situation in depth, define your risk tolerance, and set realistic long-term objectives aligned with your comfort level. Depending on your needs, we may also connect you with our network of RBC specialists—in areas like insurance, estate planning and business planning—to ensure that every financial need and life stage is well planned for.
How we do it
Our four-step portfolio process is designed to keep your investments working toward your goals at every stage. We start with a discovery meeting, where we take the time to understand your needs, goals, time horizon and risk tolerance. Then we develop an Investment Policy Statement—the guiding principles for how your portfolio will be managed. With that foundation, we build your personalized portfolio with the right balance of stocks, bonds and cash, in collaboration with the firm’s investment strategists and research analysts. Finally, through ongoing monitoring and reviewing, we keep a close eye on your portfolio, making adjustments as needed so it continues to align with your objectives in changing market conditions.
Farming & Agricultural resources
Incorporating your farm
This article highlights some factors you may want to consider when determining whether you should incorporate your farm.
Transferring your farm to the family
This article discusses the mechanisms available to transfer your farm to your family members in a tax-efficient manner.
Selling the farm and the lifetime capital gains exemption
This article discusses the sale of a farm to an unrelated third party and the potential use of the lifetime capital gains exemption (LCGE).
Insights
Read the latest on markets and more from our team as well as experts and thought leaders at RBC.