Cullen Wealth Partners of RBC Dominion Securities Inc.

Cullen Wealth Partners of RBC Dominion Securities

Simplifying the financial lives of Canadians and cross-border clientele

Bringing clarity and confidence to all aspects of your financial life

At Cullen Wealth Partners, we specialize in unravelling the complex wealth pictures of multinational individuals and understand firsthand the challenges that arise from living and working within Canada and the United States. By leveraging our in-depth knowledge of domestic and cross-border affairs and collaborating with your legal and accounting professionals, we deliver personalized strategies that aim to optimize your wealth while bringing clarity and confidence to all aspects of your financial life.

Diligent oversight backed by deep care

Led by Charles W. Cullen III, our team of diligent, dedicated, and detail-oriented professionals continually strives to deliver best-in-class service to every client under our care. By leveraging our individual strengths and professional experiences, our team is well equipped to help you navigate the complexities of your wealth and guide you towards your goals with sound advice, genuine care, and unwavering support.

Charles W. Cullen III

Senior Portfolio Manager & Wealth Advisor

John Donaldson

Investment Advisor & Financial Planner

Morgan MacLean

Associate

William Breckenridge

Administrative Assistant

Being able to lend my knowledge and experience to help clients with cross-border complexities is incredibly rewarding. I love coming up with strategies that simplify their lives, ease their concerns, and deliver unexpected benefits along the way.

—Charles W. Cullen III, Senior Portfolio Manager & Wealth Advisor

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Our clients

Proudly serving Canadians, U.S. citizens living in Canada, and families with cross-border relations

From tax implications to family inheritances and beyond, the intricacies of cross-border wealth management are multifaceted and diverse. By coordinating with your team of professionals and our network of RBC specialists, we work hard to deliver a personalized and fully integrated wealth experience.

U.S. citizens living in Canada

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Income Tax Act
Capital Gains
TSX
CPP/OAS
Canadian Real Estate
RRSP
TFSA
RESP
CRA (Canada)

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Double Taxation
Gifts
Investments
Pensions
Government Benefits
Citizenships
Real Estate
Family
Residence

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U.S. Income Tax
U.S. Gift Tax
U.S. Estate Tax
Short-Term vs. Long-Term Gains
U.S. Securities
Social Security
Medicare
IRA/401k/403(b)
U.S. Real Estate
U.S. Citizenship
CFP (U.S.)
IRS

Finding Charles Cullen and his team early in our process of immigration was critical for managing a relatively seamless transition in what was a highly complex process. We are in good hands!

—Charles S. and Nancy S.

When I moved from Canada to the U.S., I had different savings and retirement funds in both countries. I had multiple investments and savings with different institutions with no strategy for retirement. The team consolidated my various accounts and have been able to grow my savings and provide me with clarity on my financial health and financial future.

—Maurita B.

We planned to repatriate to Canada and needed assistance amalgamating our U.S. and Canadian investment portfolios. Charles Cullen and his team were invaluable in helping strategize how and when to move our portfolios to RBC Dominion Securities. He has been instrumental in making our transition back home so seamless.

—Kate S.

Charles, John, and Morgan have served as excellent advisors and stewards during many changes in my life. I recommend them completely.

—Noel T.

From the first call we had with Charles, I had a solid impression that he would provide the kind of management and direction I hoped we would find. Since that time, the RBC team has well surpassed our expectations in terms of communication, availability, review and planning, investment returns, and income tax savings.

—Carol C.

Expert knowledge of cross-border investing and a platform to invest in both Canada and the U.S. were the reasons why we chose this team. Charles Cullen, John Donaldson, and Morgan MacLean are the most knowledgeable, responsive, and understanding team that my wife and I have ever experienced.

—Kevin and Flora P.

To say we sleep better at night because of Charles and his team would be an understatement. We believe having a trusted advisor, as we do with Charles, has made our retirement far less stressful, and we can’t thank him enough for what he and his team do for us.

—Bob and Nancy V.

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Our services

Unique circumstances require unique solutions

As experienced wealth professionals well-versed in the needs of high-net-worth families, physicians, lawyers, business owners, and retirees, we understand that no two financial pictures are exactly the same. That’s why we take the time to learn about your financial history and your aspirations for the future, offering a full range of services that add value, clarity, and peace of mind to your financial life.

Cross-border services

Will and estate planning

Portfolio management

Legacy planning

Tax-efficient solutions

Retirement planning

Insurance advisory

Charitable giving

Business succession planning

Financial education

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Our philosophy

Curated strategies delivered with conviction

At Cullen Wealth Partners, we believe in building security through long-term, evidence-based investment strategies that are informed by academic research and historical data. Through discretionary portfolio management, we are able to curate customized portfolios that are goal-oriented, risk-adjusted, and tax-conscious, streamlining your wealth and strengthening it for years to come.

Our investment philosophy

We believe that all successful investing is goal-focused and planning-driven.

We believe that all successful investors act continuously on their plan.

We believe that the stock market cannot be forecasted or timed successfully.

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Our resources

Cross-border corner

As wealth professionals who value education, exploration, and thorough examination, we stand by our belief that knowledge is amplified when it is shared. To that end, we would like to share additional resources that dive further into the details of cross-border wealth management, as well as informative guides that can help to explain topics relevant to intergenerational wealth, business succession planning, estate planning, and more.