Lostracco Wealth Management of RBC Dominion Securities
A holistic approach to investing
When you succeed, we succeed
Our group of expert professionals operates within RBC Dominion Securities. Our clients expect and receive exceptionally personalized investment advisory and portfolio management services. We are committed to delivering competitive investment returns where security, asset growth, and the prudent management of risk, is fundamental. Financial planning includes, but is not limited to, a holistic approach to financial and lifestyle protection, retirement, inter-generational wealth transfer and legacy creation.
Professionals at your service
Our team of experts is poised to help you take advantage of opportunities, handle challenges, and – ultimately – reach your goals. Taking an all-encompassing, personalized approach, we lean on the sophisticated tools, best-in-class resources, and esteemed specialists of RBC to manage, grow, and preserve your wealth.
It all starts with you
Our personal approach and personalized service centres on you, and it begins with getting to know you, your needs, and your goals.
What we do
At Lostracco Wealth Management, our process is based on the four classic pillars of financial planning
Investment Management
Estate Planning
Tax Planning
Insurance Planning
Properly aligned, these are the fundamental building blocks of total wealth management.
We are strong believers in Warren Buffett's rules of investing:
Rule #1: Never lose money.
Rule #2: Never forget Rule #1.
Our process involves eight distinct steps leading to a powerful wealth management strategy for each client:
Discovery: We develop an understanding of your goals, personal and financial.
Financial planning: We prepare an analysis of your complete financial situation.
Will & Estate review: We help you address your estate planning concerns and goals.
Insurance analysis: We help you protect what you have worked hard to build.
Investment Policy Statement (IPS): This is the blueprint for your investment strategy.
Investment proposal: This is your recommended investment plan, approved by you.
Ongoing services: We track portfolio performance and give you timely updates.
Regular reviews: As your needs change and markets evolve, we adjust your plan accordingly.
How we do it
Backed by the national and international resources of RBC Dominion Securities, Lostracco Wealth Management offers a comprehensive range of investment, financial, insurance and estate planning services:
Professional Investment Management
To grow your capital in the financial markets, we balance opportunity with risk management and take your preferences into consideration. Drawing on a disciplined approach to managing portfolios, we offer a premium level of discretionary account management and leverage an accredited Portfolio Manager (PIM) to deliver results.
Comprehensive financial planning
We develop and execute a tailored approach to make the most of your unique financial circumstances. Using RBC’s proprietary planning tool, we show you projections based on your current financial state and our recommendations.
Optimizing business wealth
We help business owners develop a financial approach for today and for tomorrow, including everything from group pensions and retirement savings plans to business valuation and business sale support.
Will and estate planning
By reviewing your estate liabilities and leveraging insurance and other solutions, we put together plans that enable you to uphold your family’s lifestyle, even when you’re no longer by their side.
How we serve your wealth in its entirety
Our full-service offering integrates disciplined portfolio management with comprehensive wealth planning—all supported by experienced specialists throughout our robust RBC network.
Our clients
While we are able to advise on any Canadian’s wealth, our accomplished team has expertise and experience serving the particular requirements of several key groups.
Business owners
With a complete understanding of the unique circumstances facing business owners, we offer fully integrated personal and business wealth planning that always keeps taxes top of mind.
Executives
C-suite professionals, directors, and decision makers can take advantage of tailored solutions that help maximize compensation, protect wealth, and take advantage of fast-moving career opportunities.
Highly affluent individuals
A high net worth requires a best-in-class approach to help manage it. That’s why we rely on our own expertise – and that of our world-class RBC partners – to help you achieve your goals for the future.
Retirees and pensioners
Whether you’re preparing for retirement or already retired, it’s never too early – or too late – to plan. Because retirement is a journey that can last decades, we guide you in taking every financial opportunity to make the most of it.
Overcoming challenges, capitalizing on opportunities
Starting, growing, and selling a business comes with challenges and opportunities that – with the right support – can be overcome and capitalized on. We help you do just that by working closely with our world-class RBC partners, providing expert advice in a range of key areas to help protect what you’ve worked so hard to build.
Asset management
We’ll help you protect your business and personal assets as tax-efficiently as possible, proactively addressing your needs and seeking avenues for future growth.
Tax planning
We’ll help you make the most of your hard-earned wealth by recommending potential tax strategies that are aligned with your business goals and objectives.
Business growth
We’ll work with our partners at RBC Business Financial Services to help you leverage credit to promote growth and improve cash flow for your business.
Workforce support
We’ll make taking care of your employees easier by helping you develop employer-sponsored group retirement saving plans and group benefits packages from RBC Insurance.
Succession planning
Whether you plan on selling your business, transferring it to a family member, or setting up a buyout, we’ll provide you with comprehensive strategies to make it as smooth as possible.
Retirement planning
Exiting your business is the start of a new and exciting chapter, and we’ll ensure you have a robust plan in place to help you make the most of it.
Guides
Get a better vantage point on your financial picture with these informative guides penned by the RBC Family Office Services team.
Estate planning guide
How planning for tomorrow – today – can help your estate aspirations
Financial planning facts
Comprehensive list of key information, such as deadlines, contribution limits, and tax facts
Tax reporting guide
Summary of the important dates and tax information required for your annual tax return
Insights
Read the latest on markets and more from our team as well as experts and thought leaders at RBC.