Michael Kolo, CIM, CFP
Senior Investment & Wealth Advisor
You have dreams. We have the expertise to help you make them a reality.
Our team provides not only the financial security of today, but also the peace of mind of realizing future dreams and goals. We are guided by the principles of honesty, integrity, ethics and an absolute dedication to the affairs of all our clients and their families.
Professionals at your service
Leaning on experience and industry accreditations, our team of experts helps bring financial peace of mind to clients like you.
It all starts with you
My team's approach is a client-centric, consultative methodology; aimed at creating custom-tailored solutions. It uncovers and prioritizes goals so that the financial solutions and advice provided truly reflects them.
How we add value
Providing wealth management services tailored to meet the needs of our clients and business owners at each life stage
Providing a comprehensive wealth management solution
Leveraging strategic relationships with leading professionals in taxation, estates, trusts, business succession planning and insurance
Our philosophy
A strong client relationship should have a foundation built on integrity, trust, devotion, transparency and a commitment to provide clients with the highest level of service.
Our approach
Investment discipline: A disciplined time tested approach is employed to prevent poor decisions that will result in losses based on unproven and unstructured strategies. This is achieved by providing a conservative approach designed at maximizing returns while protecting downside risk.
Planning consideration: Comprehensive business and personal financial planning will be the foundation on which the long term relationship is established. It addresses tax planning, risk management, financial and estate planning.
Structured Service Plan: Regular communication will be maintained in both good and challenging times.
Our process
First, an in-depth discovery process is conducted to ascertain goals & aspirations. Second, a series of steps are utilized to articulate these objectives into a simple visual format. Finally, a suitable action plan is created, implemented and monitored.
How we serve your wealth in its entirety
Our full-service offering integrates disciplined portfolio management with comprehensive wealth planning—all supported by experienced specialists throughout our robust RBC network.
Serving specialized needs
While we are able to advise on any Canadian’s wealth, our accomplished team has expertise and experience serving the particular requirements of several key groups.
Business owners
With a complete understanding of the unique circumstances facing business owners, we offer fully integrated personal and business wealth planning that always keeps taxes top of mind.
Retirees and pensioners
Whether you’re preparing for retirement or already retired, it’s never too early – or too late – to plan. Because retirement is a journey that can last decades, we guide you in taking every financial opportunity to make the most of it.
Working professionals
If you’re still actively building wealth, we can help you prioritize goals, build your assets while managing debt, and plan for the future, so that you can focus on what truly matters most to you.
Highly affluent individuals
A high net worth requires a best-in-class approach to help manage it. That’s why we rely on our own expertise – and that of our world-class RBC partners – to help you achieve your goals for the future.
Executives
C-suite professionals, directors, and decision makers can take advantage of tailored solutions that help maximize compensation, protect wealth, and take advantage of fast-moving career opportunities.
Business families
With a family-first approach and a savvy understanding of the impacts of business ownership, we focus on intergenerational wealth strategies that reflect your values, history, and unique needs.
Insights
Read the latest on markets and more from our team as well as experts and thought leaders at RBC.