Randy Semenchuck, BA (Econ), JD, CIM, FEA
Semenchuck Private Wealth Management
Wealth as a Source of Family Strength
Your wealth is intertwined with your family's future and that future is more complex than it used to be. Blended families, multiple business interests, differing values across generations, or succession planning. These are not just financial issues; they are family issues. That's why we take a different approach. We don't just build investment portfolios; we help families align their wealth with their purpose, communicate their values across generations, and navigate the dynamics that make multi-generational wealth both powerful and challenging. We are here to turn wealth into a source of family strength, not conflict. Our collaborative team brings together investment expertise, legal background, and deep understanding of family enterprise dynamics to guide you through every stage of your wealth journey, whether you’re building, protecting, or passing it on.
Professionals at your service
Leaning on experience and industry accreditations, our team of experts helps bring financial peace of mind to clients like you.
It All Starts With You
Great wealth management requires more than one advisor. It requires a coordinated team of specialists working toward the same goal: your long-term success. Our practice is built on the belief that investment strategy, financial planning, estate planning, insurance, and banking advice should work together, not compete. We serve as the hub, coordinating with trusted specialists in estate planning, insurance, and premier banking to create a seamless advisory experience. You get the benefits of specialized expertise, unified strategy, and one point of accountability. That is the difference between managing money and stewarding wealth. By orchestrating these relationships on your behalf, we eliminate the confusion of navigating multiple advisors and ensure every recommendation aligns with your overall financial vision.
Your Goals Deserve a Personalized Strategy
We design investment portfolios to meet your needs, both now and in the future, with a disciplined process to help keep you on track. Whether your goal is growing wealth, generating income, minimizing taxes or planning for retirement, we tailor solutions to your circumstances. Before recommending anything, we review your situation in depth, define your risk tolerance, and set realistic long-term objectives aligned with your comfort level. Depending on your needs, we may also connect you with our network of specialists to ensure that every financial need and life stage is well planned for.
Our Portfolio Process
Your investments shouldn't just sit passively. They should actively work toward the life you're building. That's why we've developed a process that keeps your portfolio purposeful at every turn. We begin by truly getting to know you. In our discovery meeting, we dig into what matters: your aspirations, your timeline, and how much market volatility you're comfortable with. This isn't a checkbox exercise, it's the foundation for everything that follows. From there, we develop an Investment Policy Statement which guides how your portfolio will be run. It captures your vision and sets clear guidelines for how we'll manage your money. With that clarity, we construct a portfolio tailored specifically to you. We blend stocks, bonds, and cash in proportions that reflect your situation, drawing on the expertise of independent investment managers and the disciplined, research-backed approach RBC brings to every decision. The real work doesn't end at launch. We continuously monitor your portfolio, staying attuned to both your evolving needs and shifting market dynamics. When adjustments make sense, whether driven by your life changes or market conditions, we act decisively to keep your investments aligned with what truly matters to you.
Guides
Get a better vantage point on your financial picture with these informative guides penned by the RBC Family Office Services team.
Estate planning guide
How planning for tomorrow – today – can help your estate aspirations
Financial planning facts
Comprehensive list of key information, such as deadlines, contribution limits, and tax facts
Tax reporting guide
Summary of the important dates and tax information required for your annual tax return
Insights
Read the latest on markets and more from our team as well as experts and thought leaders at RBC.