Raise your expectations with the right relationship
If you’re searching for quality advice from an advisor who truly listens, allow us to inspire you with what we can achieve together. The Vastis Advisory Group is dedicated to bringing you ideas you’ve never seen before, leveraging the vast resources and expertise of RBC, and delivering a custom plan and portfolio for your particular needs. While some manage the parts, we manage the whole, and for your entire family. We bring Bay Street to you.
Bill Vastis
Jason French
Sydney Lee
Tech and healthcare entrepreneurs
Wealth solutions that scale and preserve
Build lasting wealth
As your company continues to thrive, your risk becomes increasingly concentrated. Diversification, family trust structures, and exceptional planning can provide peace of mind.
Grow your network, raise capital, exit
We’ve worked with some great people spanning SiIlicon Valley to Manhattan. Let us connect you with like-minded trailblazers.
Make a major impact
The products, services, and careers you’ve created can be a legacy in and of itself. But you’re not the type to leave it at that.
Business builders
A family business deserves a family office approach
Establish a family governance system
As a certified Family Enterprise Advisor (FEA), William Vastis truly appreciates the complexity of your family enterprise and has deep experience in coordinating the three systems: family, business, and ownership.
Plan for growth or succession
Whether your business is experiencing rapid growth or you’re thinking about succession, our strong partnerships at RBC, and across the industry, have seen it all and are here to help.
Focus on building your business
From coordinating personalized lending solutions to investing cash surplus from your business for your personal ambitions, we unite personal with business and serve as your family’s CFO.
Executives
Tailored planning for decision makers
Maximize your compensation
Towards the end of fiscal, you have large decisions to make both at work and in terms of your compensation. We’ll help you understand your stock options arrangement and schedule, and identify opportunities to optimize your earnings.
Plan for the long-term, today
First, we listen. Then we help you navigate life’s various twists and turns with superior portfolio and wealth management services.
Transition to your next opportunity
Sometimes a moment of transition requires immediate advice. Often, it involves high levels of complexity and irreversible decisions. We’re here to provide thoughtful guidance.
Active retirees
Make your retirement years your most prolific
Attain and sustain your ideal retirement
By positioning your portfolio for the long term and with careful planning, we can provide peace of mind that you’ll have more than enough.
Generate sufficient, tax-smart income
The transition from accumulation to steady income stream is a difficult calculation, especially once you throw inflation, taxes, and rock-bottom rates into the mix. We can help.
Plan what you’ll do next
We’ve helped clients channel their experience and energy into corporate board positions and sell their businesses to fund family foundations.
Medical professionals
Personalized advice for healthcare professionals
Start out on your own
Deciding on a practice arrangement is the first of many major decisions in your career, requiring careful consideration of your overall goals and the tax implications. We’re here to provide expert guidance from the start.
Your peak earning years
Advanced education and the costs of starting or joining a practice, can mean a late start to investing. Fortunately, having a plan in place for your peak earning years can help you get back on track – and then ahead.
Preparing for retirement
Much like in your vocation, access to expertise and active listening leads to the best solutions. From retirement planning to practice valuation and succession, our team is dedicated to achieving your goals, whatever they may be.
Athletes & Entertainers
Elite advice for household names
Keep as much of your earnings as possible
Seven-figure incomes face a variety of unique tax and planning challenges. We’ll work shoulder to shoulder with your existing advisors to make the most of each royalty or pay cheque.
Ensure your earnings last beyond retirement
With careful planning and a long-term investment mindset, we’re committed to making sure you have enough put away for retirement.
Simplify your financial affairs
Our sports and entertainment clients face time constraints and complex financial needs. From cross-border banking to custom lending solutions, we coordinate your day-to-day affairs.
One-stop-shop wealth management
You’re more than an athlete, you’re the CEO of you. It’s not just about managing money and watching markets. It’s arming you with the right partners and guidance to make smart decisions, build a foundation, and protect yourself.
Cross-border residents
Cross-border planning for clients with American citizenship and residing in Canada, Canadians with connections in the U.S., executives, estates and cross-border families
Our team is passionate about helping individuals navigate the complex realm of cross-border wealth management. We offer expertise and guidance, developed through extensive cross-border experience, to help simplify your cross-border affairs. Today, we are recognized as being one of North America’s leading cross-border financial specialists.
Cross-border residents
When you live a cross-border lifestyle, certain complexities emerge regarding taxes, immigration, currency conversion and more. We offer cross-border planning for clients with American citizenship and residing in Canada, Canadians with connections in the U.S., executives, estates and cross-border families.
How we help
We have created a referral network of cross-border tax and legal experts who can help address taxes, immigration, estate planning and legal issues, including:
- U.S. property ownership
- Rental and other U.S. income
- Cross-border tax management
- Protection of U.S. assets
Cross-border banking tips from a (golf) pro
Living a cross-border lifestyle? See how Team RBC PGA golfer Adam Hadwin manages his money.
Family office approach
Strategic support of your family’s wealth and legacy
Transfer wealth to your heirs
Safeguard your family’s financial security through the efficient transfer of wealth. Trusts, gifts, insurance and other strategies can help you maximize the wealth you pass on to the next generation.
Create an enduring legacy
Achieve your philanthropic goals while benefiting from tax relief – whether through a private foundation, tax-deductible donations or other legacy options that can boost your charitable contributions after death.
Educate the next generation
The right money management education strategies can help your children and their children understand, appreciate, and appreciate the wealth they may come to earn, receive, and/or inherit.
How we serve your wealth in its entirety
Our full-scope service offering brings together the best in professional investment portfolio management and comprehensive planning in all areas of wealth through strategic partnering with best-class-specialists throughout our robust RBC network.
Astute, research-backed investments are the bedrock of our service.
- Professional investment management
- Multi-generational support
- Risk management
RBC Family Office Services…
Find out how our holistic approach to wealth management could help you reach your financial goals. From tax strategies to investment management, our team of highly-skilled specialists can meet your personal and professional needs.
Wealth is…
From your personal aspirations to the legacy you want to leave, your financial goals and needs are unique. With a personalized approach, RBC Wealth Management helps you achieve what matters most to you.
Insurance solutions
Insurance solutions to protect your family, your future and your legacy
Your wealth funds dreams, ideas and futures. So sufficiently protecting it is a crucial part of your overall wealth plan. We offer advice and solutions to protect your wealth for the future you envision – for yourself, your business, your family and the generations to come.
Life insurance offers peace of mind
Are you worried about how changes in the market may affect your life insurance policies? Rest assured that policies provide contractually guaranteed death benefits, regardless of external factors like a pandemic or market conditions. We can discuss how life insurance can fit into your family’s plan.
The Corporate Wealth Transfer Strategy
If you’re accumulating passive income within your business, these earnings can be taxed at a higher rate – which could add a tax burden if you were to pass away and erode the value of your estate. The Corporate Wealth Transfer Strategy can be an efficient way to pass corporate assets to your loved ones. We can show you how.
The Intergenerational Wealth Transfer Strategy
Are you looking for efficient ways to transfer wealth to the next generation? Let us show you how the Intergenerational Wealth Transfer Strategy – an estate-enhancement insurance plan – can help you make the most of your savings to provide a larger legacy for your loved ones.
Planning for the unexpected
If you were to pass away suddenly, would your family be financially secure? Discover how a life insurance policy can help. This type of coverage can provide peace of mind in the face of the unexpected, knowing that your family’s quality of life can be maintained, and their goals preserved.
Securing corporate ownership
If you own a business with a partner, it’s important to plan ahead for any potential unknowns. We can show you how a buy-sell agreement, supported by a life insurance solution, can protect your respective stakes in the business, as well as your family’s, should the unexpected occur.
Giving back
Leading by example
Today, we’re industry leaders. But each of us, at some point along the way, have been beneficiaries of someone elses’ generosity. Taking care of our clients and championing those who are most in need – it’s at the heart of what we do. A few of many causes we care deeply about:
Image: Ashley Wheeler was the first recipient of the Sotirea Vastis Women's Grit Scholarship
Bill’s alma mater, The University of Guelph, played an essential role in his life, especially the time he spent playing defensive end for the Gryphons. In honour of his mother, Bill has established The Sotirea Vastis Women’s Grit Scholarship for female athletes and Vastis the Fastest Football Player Scholarship as a way to give back to a new generation of leaders who have displayed grit and empowered those around them.
No matter how you decide to donate to the Univeristy of Guelph, your support is essential to the mission – to accelerate solutions to global challenges in the areas where the University of Guelph excels: food, environment, health communities, and teaching and learning.
Sunnybrook is a premier academic health sciences centre, fully affiliated with the University of Toronto, and has the vision to invent the future of health care. Sunnybrook Health Sciences Centre is one of Canada’s largest and most dynamic hospitals with over 10,000 staff, physicians and volunteers who provide elite care to over 1 million patients each year, at the most critical time in their lives.
The Breast Cancer Society of Canada is a national organization with family-focused roots. It was established by Lawrence and Kay Greenaway in memory of their daughter Pam who died of breast cancer at 38 years old. She left behind two small children and a loving husband. The Greenaway and Kohlmeier families positively transformed their deep loss into a mission to raise money to fund the research that could ultimately cure this devastating disease.
For over 58 years, JA has been inspiring and preparing more than 4 million youth to succeed in an ever-changing global economy. Today, they are the largest youth business education organization in Canada. Last year alone, more than 243,000 students in over 400 communities benefited from Junior Achievement programs. These educational programs were delivered by over 14,500 dedicated volunteers who presented more than 232,000 hours of instructional time.
Insights
The Vastis Advisory Group of RBC Dominion Securities
Email: bill.vastis@rbc.com
Phone: 416-842-2414