How I work with business owners

Your business is often your largest asset so why is it usually managed separately from your personal investments?

Over time, that can lead to decisions being made in isolation, even though they’re closely connected. And this is where things can get complicated.

Questions that tend to come up:

• What do I do with retained earnings inside the corporation?

• When does it makes sense to invest inside the business vs move funds personally?

• How much should I keep liquid vs invest longer term

• Do I eventually want to have a future sale, transition, or exit, and how do I do that?

What most business owners miss are that these questions are not separate decisions. This sounds complex but with some help you can see how it all fits together.

So how do we do connect the dots between these questions?

• Looking at corporate and personal capital at the same time

• Thinking through timing. Everything does not need to happen at once.

• Keeping flexibility as the business evolves

• Making sure decisions made in one place don’t create issues somewhere else

All of these decisions tend to matter more as your balances' grow and things become more complex. If you’ve been thinking about how your business and personal investments are intertwined, I’m always happy to have a conversation.

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