Cloutier Family Wealth of RBC Dominion Securities Inc. of RBC Dominion Securities Inc. undefined: undefined in Greater Sudbury, ON

Cloutier Family Wealth of RBC Dominion Securities

Financial caretakers protecting and preserving your wealth for generations to come

Your well-being—financial and otherwise—is our number one priority

When a former accountant and wellness-minded financial expert come together to run an investment firm, the result is comprehensive wealth management led by deep care and backed by astute financial decision-making. That is the story of Stéphane and Michelle Cloutier, who founded Cloutier Family Wealth in 2005, and have grown their team to a group of like-minded, people-oriented wealth professionals, who focus on one thing above all else: your well-being.

Your “financial doctors”

Compassionate, committed, and always on call—as your “financial doctors,” we make ourselves available when you need us most, and consistently strive to provide exceptional service and expert advice in any area you may need. With decades of combined financial experience, our multi-talented team is with you every step of your wealth journey. We believe in the values of honesty, accountability, integrity, and respect, and take great care in making sure that your financial plan is in line with your dreams for your future.

Stephane Cloutier

Senior Portfolio Manager & Wealth Advisor

Michelle Cloutier

Associate Wealth & Investment Advisor

Juliana Battiston

Associate Wealth Advisor

Carole Chenard

Associate

Evan MacLean

Associate Advisor

Denver Roney

Administrative Assistant

Brittany Tymchuk

Associate

Sophie Bouchard

Administrative Assistant

We were working with another financial institution previously and were dealing with so many different advisors it seemed to be like a revolving door. The last advisor we had was retiring, and after she left we decided to deal with RBC Dominion Securities as we already had money with them and liked their service, expertise, tax knowledge, and personnel. They helped us with tax planning and met our expectations for our investment return goals.

—Wendy H.

When I first met with the team, I had little knowledge of investments, as my ex-husband took care of all our investments during my marriage with him. Stéphane made me feel very comfortable in asking any questions and explained my portfolio in terms that I could understand. Over the past 12 years, I have become much more knowledgeable and confident in dealing with my investments thanks to his patience and the time he takes to explain my portfolio. I truly appreciate that, and how they go above and beyond to answer questions and help with any concern I may have.

—Claire H.

As I sat down to write this testimonial, I realized I’ve been with RBC Dominion Securities for 15 years! We have planned everything together from appropriate insurance coverage, tax planning, investment strategies, financing a home build, educational investments for the kids, and estate planning. All of the staff I have worked with have been friendly, supportive, professional, knowledgeable, and so very helpful. I look forward to the next fifteen years of this partnership.

—Michelle A.

On day one, the team at RBC impressed upon us that we were their focus. I do believe all the team members care about you and go above and beyond to exceed your expectations. Since joining RBC, I have been able to retire sooner and enjoy a comfortable lifestyle along with my wife and family.

—Kevin B.

When my husband passed away in 2000, I was 56 and needed help to look after the investments we had and the money I received after his death. A knowledgeable friend took me to interview three people at different firms, and I chose to work with Stéphane Cloutier. Some 20 years later, Stéphane and his team are still managing my portfolio. Stéphane and Michelle have been able to advise and help me with regard to getting adequate insurance coverage, my taxes, and estate planning—this has not been uncomplicated as my son has severe physical disabilities. They are always available by phone or email when I have questions or concerns and that is much appreciated.

—Mary D.

Stéphane has been able to manage all aspects of our financial needs, including a referral to legal counsel to assist with our Will and estate planning and insurance coverage to manage estate risk and taxation. They also extended their services to our family members and provided advice to my daughter when she was looking for financial guidance. We are now retired and living comfortably because of the financial planning we have done with Stéphane. We appreciate the excellent service he provides.

—R.D.R.

Senior clients speaking with an advisor across a table.

Our services

Taking care of you, your family, and your financial future

At Cloutier Family Wealth, your goals are at the forefront of everything we do. Through our in-depth discovery process, we devise a plan that addresses your personal and professional needs, piecing together all elements of your financial puzzle. By working closely with you, we can create a comprehensive, customized, and fully integrated wealth management plan that will deliver peace of mind to you and your loved ones.

Focusing on achieving your short- and long-term goals while preserving your wealth, we create a portfolio customized to your needs, goals, and risk tolerance.

We take the time to deliver financial education to your children and grandchildren, providing them with the knowledge and resources to help them make well-informed financial decisions about their future.

Together, we’ll plan for your retirement years, and cover all areas of concern so you can move into and through this phase of your life with confidence and ease.

We put the necessary measures in place to ensure you and your family are protected in the event of an unexpected circumstance.

With a team dedicated to Will and estate considerations, we take the time to make sure every “I” is dotted, and every “T” is crossed, so that your wishes are carried out and your family is taken care of after you’re gone.

Be it through effective family wealth transfer or targeted charitable giving, we help you make the impact you want, today and into the future.

Our in-depth and expertly devised financial plans cover all areas of your financial picture, aligning your current and future needs with continual and compassionate service.

Our knowledgeable team uses tax-efficient strategies to protect and preserve your wealth.

Whether you or a family member are planning on investing in another property, purchasing a new car, or pursuing a path to further education, we can help you find a borrowing solution that is right for you.

Owning a business comes with unique challenges and opportunities, so we lay out our business owner clients’ financial pictures with this in mind.

Our community

Extending our care to our community

At Cloutier Family Wealth, we consider caretaking to be a pivotal part of our work. We are proud to extend that care beyond our clients to our broader community, supporting organizations and initiatives that give food to families, care to seniors, treatments to patients, and dreams to children.

Food security

As people who are fortunate enough to be able to put food on the tables in our own homes, we feel responsible for supporting those who cannot. That’s why we volunteer regularly with Meals on Wheels and make regular donations to the Sudbury Food Bank. We are also proud supporters of Club Richelieu’s annual holiday food and gift drive and help to deliver Christmas baskets to over 100 families each year.