Howie Budd, CFP, FCSI, FMA, CIM
Senior Portfolio Manager
You have dreams. We have the expertise to help you make them a reality.
Our team of experts is poised to help you take advantage of opportunities, handle challenges, and – ultimately – reach your goals. Taking an all-encompassing, personalized approach, we lean on the sophisticated tools, best-in-class resources, and esteemed specialists of RBC to manage, grow, and preserve your wealth.
Professionals at your service
Leaning on experience and industry accreditations, our team of experts helps bring financial peace of mind to clients like you.
It all starts with you
Our personal approach and personalized service centres on you, and it begins with getting to know you, your needs, and your goals.
What we do
In your journey to financial freedom, you will notice managing wealth is never a straight line. Your wants, needs, risk tolerance, time horizon, the markets – each is in continuous flux, and require your wealth plan to be adjusted accordingly. We're here to help you navigate the complexities and day-to-day details of wealth management, so you can focus on enjoying it, not managing it. We'll build you a comprehensive plan that addresses all financial aspects at each life stage and will be there every step of the way.
How we do it
We can help you and your family:
- Develop a comprehensive plan for your short- and long-term financial goals
- Maximize your after-tax investment returns given your needs for income, growth and security
- Protect your family’s financial security with insurance solutions
- Implement retirement income strategies
- Design a succession plan for a smooth transition that funds your future plans
- Implement tax-efficient wealth transfer strategies, including the use of trusts and insurance
- Build a legacy and enrich the lives of others with charitable giving
Acting as Power of Attorney
To be named a Power of Attorney is an incredible honour as it requires considerable trust in your abilities to manage your loved one's financial affairs. That said, managing someone's affairs also requires a great deal of time and emotional fortitude to continually speak on a loved one's behalf on major life decisions.
How we serve your wealth in its entirety
Our full-service offering integrates disciplined portfolio management with comprehensive wealth planning—all supported by experienced specialists throughout our robust RBC network.
Who we help
Howie’s services are designed for individuals requiring professional assistance managing their wealth, including:
Pre-retirees
Pre-retirees who want to make the most of their savings as well as preplanning as they approach retirement.
Retirees
Retirees requiring innovative strategies to maximize their after-tax retirement income while protecting their financial security.
Younger individuals
Younger individuals who have already starting saving for various goals and wish to have more specialized guidance while they focus on their careers.
Small business owners
Small business owners and specialty trades who are looking for strategies on investing tax efficiently as well as planning for future goals.
Budd Wealth Management – Community involvement
The Peterborough RBC Dominion Securities office participated as a team in the annual "Pulling for Dementia" fire truck pull. It was a great day for a great cause!
On April 17th, 2019 the Peterborough RBC Dominion Securities branch donated $5000 to our local YWCA.
On August, 18th 2017 Howie and some of our bank partners volunteered at a Habitat for Humanity home build in Peterborough.
On March 19th, 2016 we volunteered our time to the Kawartha Food Share warehouse. We were also able to donate a $5000 cheque for them to use where needed in our community!
Howie sponsored Habitat for Humanity's Storage Wars event in August 2015. The event raised $53,658.50 towards a future home build.
Green Communities Foundation – Depave Paradise
RBC Dominion Securities donated $100,000 to the Green Communities Foundation.
Guides
Get a better vantage point on your financial picture with these informative guides penned by the RBC Family Office Services team.
Estate planning guide
How planning for tomorrow – today – can help your estate aspirations
Financial planning facts
Comprehensive list of key information, such as deadlines, contribution limits, and tax facts
Tax reporting guide
Summary of the important dates and tax information required for your annual tax return
Insights
Read the latest on markets and more from our team as well as experts and thought leaders at RBC.