Power of specialists
At Menard Kinkaid Private Wealth, we believe it takes a village to make the most of your finances. Looking at what our clients need – comprehensive advice throughout their financial lives – it becomes obvious that the only way to deliver that is through a robust team of in-house professionals. Whether you are looking to secure the retirement lifestyle you’ve envisioned, create a lasting legacy, or simply enjoy peace of mind in your financial life, we have the diverse skills and commitment to be your guides.
FOUR Chartered Financial Analysts (CFA)
SIX Financial Planners (CFP, PFP)
ONE Chartered Accountant (CPA, CA)
FIVE Licensed Insurance Professionals
FIVE Chartered Investment Managers (CIM)
ONE Trust & Estate Practitioner (TEP)
ONE Chartered Financial Divorce Specialist (CFDS)
Our team
Award-winning team of experts – all working for you
Professionally, we take pride in being accessible, proactive, and process oriented. Personally, we strive to be humble, compassionate, and engaged. It all adds up to the utmost service excellence, which has been recognized by RBC Dominion Securities through multiple Annual Awards of Excellence, RBC’s highest award of recognition.
Hundreds of comprehensive financial plans completed
Over 150 years of combined investment and wealth management experience managing both personal and corporate assets
Successful management of hundreds of clients to and through retirement
Hundreds of investment policy statements developed and implemented
Successful navigation of clients through cross-border, estate planning, and personal or corporate income tax issues
Management of large institutional mandates for both private and not-for-profit clientele
François Menard
James Kinkaid
Gisèle Lascelles
Roger Heard
Danielle Demark
Dawn Anderson
Derek Kenney
Matthew Stanton
Valued clients
Individuals and families
The financial lives of individuals and families are becoming more complex. We understand the unique challenges you face. Working closely with your accountant, lawyer, and other consultants, we solve problems and look for opportunities collaboratively.
Financial planning
No two clients have the exact same goals or risk tolerance. That’s why our team begins by creating financial plans that are as individual as, well, the individual.
Investment management
Our in-house investment committee works closely with RBC Capital Markets and other world-calibre managers to study and decipher the markets into actionable advice for your individualized portfolio.
Tax mitigation
Strategic accounting is in our DNA. We are always considering ways to minimize your tax bill, consulting RBC experts in accounting, Wills and estate, insurance, and more. When appropriate, we work collaboratively with your accountant.
Business planning
Business owners face unique circumstances and requirements. We draw on specialized knowledge, including that of experts in areas like cross-border banking, to best navigate and serve them.
Retirement planning
We work to serve your present and your future, keeping your long-term lifestyle aspirations top of mind, including any philanthropic and family wealth distribution considerations.
Wealth protection
We diligently look for potential obstacles and setbacks that may compromise your financial goals. Anticipating the unexpected, we draw on various insurance solutions to mitigate it.
Business owners and professionals
Our belief is that working collaboratively with your accountant and lawyer through all stages of your career or business will ensure that your planning objectives are executed in the most effective manner.
We bring experience working with owners of privately held companies to help them create and execute transition plans that provide a seamless and successful exit for themselves, their families, and other stakeholders.
Tax mitigation
Explore different tax-reducing solutions that may apply to you or your business. We consult with RBC experts in accounting, insurance solutions, and more - and can also collaborate with your accountant.
Multi-generational considerations
Strategic wealth planning for enduring financial stability and legacy preservation, catering to the needs of multiple generations.
Financial planning
No two businesses are alike. Our team will develop a plan to help you move confidently through each stage of your business, through to the sale or transfer of ownership.
Investment management
Our in-house investment committee works closely with RBC Capital Markets and other world-calibre managers to study and decipher the markets into actionable advice for your portfolio.
Alternative investments
Explore an array of non-traditional investments with an experienced team to diversify your portfolio and help enhance long-term returns.
Wealth protection
Enjoy peace of mind knowing your wealth and business are protected. We draw on various insurance solutions to help you prepare for the unexpected.
Not-for-profit and institutional
Our services cater to board and committee members of non-profit organizations, some of whom may be new to overseeing third-party investment mandates. We provide essential education on sound governance and effective money management for non-profits. Our approach includes:
- Collaborative development and review of an investment policy with your board and audit committee
- Guidance on fiduciary responsibilities and establishing robust governance practices
- Assistance in crafting a tailored investment program that aligns with your organization's goals
- Active participation in investment committee board meetings upon request
- A clear timeline outlining the next steps and a documented transition plan for seamless implementation
We understand that non-profit organizations are vital visionaries in our communities. Our goal is to offer a structured roadmap that enables these organizations to achieve more with their resources, ensuring their financial strategies are as impactful as their missions.
IPS development
An investment policy statement (IPS) is a valuable tool for helping guide investment decisions that support an organization's mission and values, delegating investment authority while maintaining responsibility.
Cash flow planning
Receive an analysis of your current cash flow position and a cash flow plan to help appropriately allocate your budget, provide strategies to prevent cash shortages, and identify and respond to potential surpluses.
Prudent risk management
All opportunities come with some degree of risk. The IPS we develop for your organization outlines the potential risks and risk mitigation strategies to help you make informed business decisions.
Investment management
Once we create your organization’s investment program, we collaborate with our in-house investment committee to turn their insights into actionable advice to ensure your financial objectives are being met.
Customized reporting
We provide reporting tailored to your organization’s specific needs, ensuring all decision-makers are aware of the progress being made in the manner and timeframe that suits everyone best.
Collaboration with the management team
There is strength in numbers. We are well-versed in collaborating with our extended team of wealth management professionals as well as an organization’s management team to ensure governance, plans, and processes are followed and agreed upon.
Process
Goals-based approach
Leveraging the wide range of expertise on our team, we’ve developed a process that helps us set your financial life on track, and keep it that way throughout the years as your needs evolve. At its centre: your goals.
1. Discover
• Personal and financial goals
• Needs assessment
• Risk tolerance
2. Analyze
• Tax analysis
• Investments review
• Insurance review
3. Implement
• Tax planning strategies
• Estate planning considerations
• Investment selection
• Cash flow mapping
• Insurance solutions
4. Monitor
• Regular planning meetings
• Risk profile updates
• Lifestyle adjustments
MK Memo
Industry insights at your fingertips
Keep on the pulse of developments that may impact your wealth with MK Memo – relevant, informative, and thoughtful content curated by our leadership team.
Impacting our community
At the heart of our team culture lies a fundamental belief in giving back and supporting those around us.
We believe in actively contributing to the betterment of our community, understanding that our collective efforts can make a significant impact.
We actively engage in community support, annually choosing causes to support, such as the Ottawa Hospital Foundation and Food Banks Canada. Our commitment to these initiatives is a core part of our identity, embodying our belief in making a meaningful difference both in wealth management and community upliftment.
Our clients inspire us each and every day. They are stewards of the community, spending their time and resources to benefit the people, groups, and establishments that are important to them.
The idea of putting others first, from our clients to our neighbours, comes naturally to us because it’s the right thing to do. You’ll find us giving back in countless ways, rolling up our sleeves and pitching in.
To support our community and help it thrive, each year, our team chooses a cause to rally behind. Some of the organizations we've supported include the Ottawa Hospital Foundation, Food Banks Canada, and local non-profits for mental health including the RBC Race for the Kids.
You have a vision. We have a way to get you there.
Whether you have questions about minimizing tax, maximizing return, or reducing risk, we work with individuals, families, and institutions to help them solve and enhance their financial situation.
Email:chloe.doherty@rbc.com
Phone:613-564-4823