You gave your all to achieve success. We give our all to help you maintain it.
As one of the top wealth advisory teams in the nation, at Team Marchand Filiatrault, we understand the time, effort, and risk it takes to achieve success. That’s why we leverage our research-driven approach, in-depth knowledge of the markets, and unparalleled resources to help you maintain it, seeking to grow what you’ve built for generations to come.
Client-first service. First-rate expertise.
At Team Marchand Filiatrault, we abide by the Golden Rule: treat others as you would like to be treated. For us, that means leveraging our unique experiences, investment expertise, and unparalleled resources for your benefit and approaching every relationship with the utmost respect, transparency, and professionalism at all times along your financial journey.
Jean Marchand
Patrice Filiatrault
Anik Bougie
Philippe Ouellette
Mario St-Amant
Kevin Ventura-Ribeiro
Ginette Fleurent
Cynthia Hébert
Michèle Roy
Sarah Golden
Stephanie Paquet
Emmanuel Mastroianni
Mathieu Morin
WEALTH SERVICES
A needs-based, fully customized approach
At Team Marchand Filiatrault, we combine our in-depth knowledge of investments with a full suite of family office services, from financial planning for wealthy families and business owners to estate and succession planning. Our needs-based approach is fully customized to your goals, and we collaborate closely with our partners to deliver a personalized wealth strategy that sets you up for success, now and for generations to come.
Our all-encompassing wealth services
Managing your investments
Our investment philosophy revolves around five key metrics designed to identify high-quality, lower-risk investment opportunities before we thoughtfully design and manage your customized portfolio.
Risk management
You’ve taken many risks to achieve success—we take controlled risks to help you grow and protect it, employing risk mitigation techniques at every stage along your financial journey.
Managing family wealth
We carefully navigate the complexities, challenges, and opportunities of your family wealth to ensure all voices are heard, all needs are addressed, and that your legacy is secured for generations to come.
Minimizing taxes
Our team proactively seeks efficiencies and recommends potential tax strategies to help you preserve your hard-earned wealth, working closely with your professionals to help reduce your family’s tax burden.
Optimizing business wealth
We’re in the business of taking care of yours, leveraging our in-depth knowledge of asset management, investments, risk, and more to ensure you make the most of your business wealth moving forward.
Retirement and financial planning
We make sure the next chapter of your journey is the best one yet, taking the time to understand your short- and long-term goals and creating a personalized plan to help you achieve them.
Will and estate planning
We seek to protect your family and your assets, ease the transition of wealth to the next generation, and solidify your long-term legacy through thoughtful, comprehensive, and personalized planning.
Charitable giving
The charities, causes, and foundations that are important to you are important to us, which is why we work closely with you to build a well-structured charitable giving plan that helps make a real difference.
Protecting your estate
Your estate isn’t just a series of numbers—it’s a representation of your hard work, legacy, and hopes for the future, which is why we offer time-tested strategies to protect it now and for future generations.
Educating the next generation
Our team is committed to financial education and equipping the next generation with the tools and resources they need to make smart, informed, and confident decisions for their financial future.
Providing wellness resources
Navigating the complexities of your wealth can take its toll on your well-being, which is why our team offers a range of wellness resources to ensure you can move forward with true peace of mind.
Coordinating banking needs
Our all-encompassing approach includes coordinating your banking, currency, credit, and lending needs to help simplify complexity and take advantage of opportunities available to you and your family.
INVESTMENT PHILOSOPHY
High quality. Low risk. Research driven.
Our philosophy is based around two fundamental priorities: researching high-quality investments that meet our clients’ long-term objectives and taking a “less is more” approach to risk—less risk and volatility in exchange for more stability and peace of mind. Backed by our team’s own proprietary investment tools and expertise paired with the unparalleled knowledge of our investment experts, we analyze five key metrics to define the quality and risk of a security before designing your customized portfolio.
1. Level of debt
We evaluate a company’s level of debt to determine their financial leverage, ensuring we mitigate potential shareholder losses during times of recession or when valuations are under pressure.
2. Operating leverage
We investigate a company’s operating leverage—the portion of fixed costs within the cost structure—to assess their break-even point and protect against an unexpected economic slowdown.
3. Free cash flow
We analyze whether a company has a healthy free cash flow that empowers executives to reinvest in the business, reduce debt levels, and return funds to investors in the form of dividends or share buybacks.
4. Return on invested capital
We measure the profitability of a company in light of the amount of capital employed, seeking to determine the quality and performance of the company’s operations and management teams.
5. Management team
We seek out transparent companies whose managers have demonstrated an exceptional track record of leading large companies and whose interests are aligned with those of the shareholders.
Investment process
Five key steps to identify the most suitable stocks, build well-structured portfolios, and maximize long-term results.
Filtering the universe of companies
The first step in our investment process involves identifying high-quality companies in various business sectors according to our criteria outlined above: level of dept, operational leverage, free cash flow, return on invested capital, and quality of the management team.
Convenient access to helpful financial resources
From supporting your growth in financial decision making to providing digestible information on relevant topics, our team is pleased to offer you access to a range of helpful resources. If you have any questions related to the guides below, or are seeking additional information related to wealth or investment management, please contact us and we will be happy to support.
Educational guides
Early 2025 tax tips
Explore useful tax planning tips on a range of topics that are often overlooked.
Switch to eDocuments
Find out how to reduce your paperwork and safely view your account documents.
Handy financial planning facts
Find maximum annual contribution limits for TFSA, RRSP, and more.
How to view your eDocuments
Discover how to view your eDocuments from your computer, tablet, or mobile.
Transfer funds quickly and easily
Learn how to conveniently transfer funds into your RBC DS accounts.
Access your accounts
