The Perron Group of RBC Dominion Securities
Your life goals are our life’s work
When you're working hard you shouldn't be wondering:
- Can I afford the lifestyle I picture?
- Are my retirement timelines realistic?
- Am I missing out on tax advantages?
- Are my various investments working together for me?
- Am I prepared for the unexpected?
- Is my bank or current advisor maximizing my investments?
Maximize your Gains while Protecting your Assets
(and your dreams)
Retirement Design & Financial Planning
Maybe it's extended beach time. Perhaps it's living in your current home for extended years. Whatever financial security in retirement means to you, we'll build a plan to reach your timeline and lifestyle goals.
- Personalized investment mapping
- Tax-smart planning
- Strategies for every aspect for your financial health
- Feel informed with regular updates
Investment Strategies & Solutions
We take your entire financial picture into view, so you don’t miss opportunities to maximize your wealth. Our specialty is financial guidance in a human-to-human, jargon-free relationship.
- Investment options beyond the banks
- Expert guidance to anticipate the markets
- Regular monitoring, communicating, adjusting
- No hidden costs
My Core Investment Beliefs
I believe that:
- A structured and diversified strategy is the best way to build wealth over time.
- The discipline of maintaining global diversification keeps us from getting too conservative or too risky.
- "Time in the market" and not "Market Timing" is a key determinant of long-term performance.
- No single investment style or strategy will outperform at all times.
- Regular rebalancing forces us to take profits and reinvest to maintain asset allocation.
My Principles
A partnership based on trust and mutual respect are the foundations of my relationships:
- Before anything else I will listen.
- Strategies will be personalized with your goals and easy to understand.
- The chef eats his own cooking - I only recommend strategies that I would use myself.
- Service will be prompt, attentive, and proactive.
Prepare Yourself for a Comfortable Retirement.
We navigate the complexities of financial planning, so our clients enjoy life they've worked hard for.
We're as big on process as we are on people
We understand that financial terms and market dynamics can be tough to grasp (and a little dry) for many people. But, whether or not the details are your cup of tea, our team of mature professionals works diligently to help clients achieve their financial goals. It's a privilege to know and serve our clients for decades. Seeing their next generation come through our door is the ultimate compliment.
Our Clients Look a Lot Like You
A professional in his 40s, with complicated wealth to protect
Our client was a bit gun-shy following poor management of his extensive portfolio. His complex assets required strategies to simplify his involvement while growing and guarding his wealth. Along with managing and monitoring investments, we coordinated specialty insurance solutions for his business scenario and high-valued items. We collaborate with his private banker and accountant for a comprehensive financial view. While the sophisticated money management strategy runs in the background, this high financial achiever feels confident and informed.
A professional couple, counting down to retirement
Having no debt, a healthy cash flow, and substantial investments, our clients came to us with two goals: reducing investment costs and mapping out the path to retirement. Terms like "tax efficiency" and "market volatility" stir up confusion and stress for both partners. They were honest about a lack of commitment and interest in managing a portfolio. Both partners found financial decision-making a bit intimidating. By delegating the heavy lifting to our team, they now have a consolidated and simplified investment structure while saving on costs. As a result, our clients anticipate retirement with peace of mind, knowing all aspects of their financial plan are under control.
Empty Nesters rediscovering cash flow
These clients faced the common problem of creating a "variety pack" of investments over the years. A financial strategy was always on the back burner during the busy (and expensive) season of working and raising kids. After all, each month brought a continuous cycle of mortgage payments and family-related expenses. Once those financial responsibilities tapered off and cash flow increased, they felt financially disoriented. Their bank advisor had limited time and options for them. Our team guided them with a plan for the retirement they envisioned. This couple is strategically preparing for the future by making the most of these financial building years.
Even if investing feels confusing, getting started is simple
1. Tell me what's on your mind
Give me a call! Let's talk about your current situation and questions you have about your future.
2. Get your personalized plan
With long-term, diversified strategies, we'll map out a personalized plan. Over the following years, our team will monitor and adjust to maximize your gains while protecting your assets.
3. Keep your eye on the prize
For some, it's gifting an education to kids and grandkids. For others, it's travel and countless round of golf. (Maybe it's all the above.) Your long-term investment plan means your dreams are secure. Live your life confident that you're on your way to your financial destination.
Guides
Get a better vantage point on your financial picture with these informative guides penned by the RBC Family Office Services team.
Estate planning guide
How planning for tomorrow – today – can help your estate aspirations
Financial planning facts
Comprehensive list of key information, such as deadlines, contribution limits, and tax facts
Tax reporting guide
Summary of the important dates and tax information required for your annual tax return
Insights
Read the latest on markets and more from our team as well as experts and thought leaders at RBC.
Testimonials
See what our clients say about us
Mr. Luc Perron has been our portfolio manager for a number of years during which time he has always given us sound advice and has managed our investments in a most successful manner.
M.and N.
Luc has always given us, elderly clients, solid conservative advice, resulting in substantial growth in our portfolio.
E.G.L.& B.J.L.
Needless to say we are most pleased with Luc and the manner in which he has handled our portfolio.
Louis & Diane Tannenbaum