Hoshizaki Morson Wealth Management of RBC Dominion Securities
Your life goals are our life’s work
"If you do what you have always done you will get what you've always gotten" - Tony Robbins
The Hoshizaki Morson Wealth Management team focuses on providing clear, simple solutions to an ever-growing list of complex financial problems.
Committed to delivering sound financial advice, Cristian and Tylor begin by understanding their clients’ goals and objectives, then work together to design and implement appropriate solutions.
Clients typically go through many life changes that require different solutions at different times. The changes may be complicated, but the team works with accountants, bankers, lawyers, realtors and other advisors to ensure a comprehensive approach is used.
Clients who choose the Hoshizaki Morson Wealth Management team at RBC Dominion Securities trust them to look after their best interests, and know they are partnering with a team who will work hard to help them and their families for generations to come.
If you are looking to do something different, contact us today and maybe you'll find the solution you are looking for.
Wealth Management Process
"If you don't know where you are going you might wind up somewhere else."
- Yogi Berra
This quote addresses the essential issue for most investors. All of us want to make money with no risk, but the reality is there are risks in everything we do. Making things more challenging is as your wealth grows, so do the complexities.
Cristian believes your personal and financial goals are the baseline for proper Wealth Management. Cristian helps clients define those goals and then explore solutions that are risk appropriate for all parties. At the heart, Wealth Management recognizes financial success is more than just investing. Ensuring your tax, retirement, estate, insurance, and investment strategies are all working together towards common goals will ultimately determine financial success.
At RBC Dominion Securities, Cristian’s clients have access to over 200 wealth professionals and a vast number of published articles to help clients navigate the continually changing financial landscape.
Cristian along with his team are committed to being his client’s personal financial concierge and finding solutions appropriate for all kinds of scenarios.
Professionals at your service
Leaning on experience and industry accreditations, our team of experts helps bring financial peace of mind to clients like you.
Private Investment Management
The freedom to live the life you want
If you desire greater freedom to focus on what’s really important to you, and the confidence of knowing that your portfolio is in the care of trusted professionals, we invite you to consider Private Investment Management, our premium level of discretionary wealth management.
Busy professionals and executives, travelers, retirees and snowbirds often find that the greater their wealth, the more time they require every day to manage it. If you are responsible for investing for a not-for-profit organization, foundation or endowment, you may also find that the expertise required to make investment decisions according to specific guidelines can be time-consuming and complex.
Whether you need your time to focus on your career, manage the needs of an organization or travel outside of the country for long periods, Private Investment Management may be the right solution for you.
How it works
By delegating your investment management to an accredited portfolio manager, who works within your specific investment preferences, constraints and risk tolerance, you can free yourself from and still be confident that your investment plan is on track. Because your approval is not required for every single transaction, we can make time-sensitive decisions quickly, helping you get closer to your investment objectives and freeing you from the burden of daily portfolio decisions.
A dedicated portfolio manager to serve you
You can be confident in the management of your wealth, because only experienced investment advisors who have met strict industry-wide qualifications for education, assets under management and investment experience are licensed to provide this level of discretionary investment management.
Investment policy statements capture your needs
The Investment Policy Statement is your specific mandate that details all your objectives, goals and constraints in managing your portfolio. You can think of it as the charter or master plan that we create to manage your portfolio.
Essential standards for quality and oversight
Every portfolio we build is based on core asset quality requirements that set the standards for security concentration, industry and sector diversification, market capitalization and credit quality. An additional Portfolio Implementation and Risk Monitoring Group monitors the portfolio for alignment with our investment management guidelines and the preferences, constraints and other unique directives set out in your customized Investment Policy Statement. An additional compliance team ensures that your portfolio meets industry regulations and legal standards. By auditing our work, as well as the portfolios we manage, this team can help provide you with even greater peace of mind.
Who we can help
Many of us consider the numbers on our statements and the net asset value of our portfolios, however Cristian and his team believe that wealth is about much more than that: providing for your family, leading a fulfilling retirement or finding satisfaction in your career.
Cristian’s services are designed for individuals, families, businesses and other organizations that require professional assistance managing their wealth including:
Retirees and Pre-retirees
Retirees requiring innovative strategies to maximize their after-tax retirement income, while protecting their financial security. Pre-retirees who want to make the most of retirement savings as they approach retirement.
Working professionals
If you’re still actively building wealth, we can help you prioritize goals, build your assets while managing debt, and plan for the future, so that you can focus on what truly matters most to you.
Highly affluent individuals
A high net worth requires a best-in-class approach to help manage it. That’s why we rely on our own expertise – and that of our world-class RBC partners – to help you achieve your goals for the future.
Business families
With a family-first approach and a savvy understanding of the impacts of business ownership, we focus on intergenerational wealth strategies that reflect your values, history, and unique needs.
Executives
C-suite professionals, directors, and decision makers can take advantage of tailored solutions that help maximize compensation, protect wealth, and take advantage of fast-moving career opportunities.
Guides
Get a better vantage point on your financial picture with these informative guides penned by the RBC Family Office Services team.
Estate planning guide
How planning for tomorrow – today – can help your estate aspirations
Financial planning facts
Comprehensive list of key information, such as deadlines, contribution limits, and tax facts
Tax reporting guide
Summary of the important dates and tax information required for your annual tax return
Insights
Read the latest on markets and more from our team as well as experts and thought leaders at RBC.