It all starts with you
Our personal approach and personalized service centres on you, and it begins with getting to know you, your needs, and your goals.
What we do
We design investment portfolios to meet your needs, both now and in the future, with a disciplined process to help keep you on track. Whether your goal is growing wealth, generating income, minimizing taxes or planning for retirement, we tailor solutions to your circumstances. Before recommending anything, we review your situation in depth, define your risk tolerance, and set realistic long-term objectives aligned with your comfort level. Depending on your needs, we may also connect you with our network of RBC specialists—in areas like insurance, estate planning and business planning—to ensure that every financial need and life stage is well planned for.
How we do it
Our four-step portfolio process is designed to keep your investments working toward your goals at every stage. We start with a discovery meeting, where we take the time to understand your needs, goals, time horizon and risk tolerance. Then we develop an Investment Policy Statement—the guiding principles for how your portfolio will be managed. With that foundation, we build your personalized portfolio with the right balance of stocks, bonds and cash, in collaboration with the firm’s investment strategists and research analysts. Finally, through ongoing monitoring and reviewing, we keep a close eye on your portfolio, making adjustments as needed so it continues to align with your objectives in changing market conditions.
Services beyond investing
Will & estate planning
Putting together plans that enable you to uphold your family’s lifestyle, even when you’re no longer by their side
Financial planning
Developing and executing a tailored approach to make the most of your unique financial circumstances, including leveraging specialized expertise in high-net-worth planning, as needed
Tax solutions
Taking an in-depth view of your circumstances and using sophisticated tax-savvy strategies to help protect your wealth
Retirement income planning
Coordinating a plan for healthy cash flow in your retirement years to support the lifestyle of your aspirations
Business owner services
Helping business owners develop a financial approach for today and for tomorrow, including taking advantage of relevant products, such as group pensions and retirement savings plans
High-net-worth banking
Serving your most complex cash flow, credit and lending, business financing and leasing, as well as cross-border banking requirements
Private insurance
Protecting your financial security, enhancing your after-tax wealth, and minimizing the impact of estate taxes through tailored advice and customized coverage for your high-value assets
Legacy planning
Helping you plan for and allocate funds to the beneficiaries of your choice, be they loved ones or charitable causes close to your heart
Access to credit at competitive rates
Offering convenient access to funds by leveraging the value of assets high-net-worth clients already own, such as their holdings in non-registered investment accounts
Charitable giving and philanthropy
Guiding your giving in an effective and efficient manner to maximize your impact in the areas that matter to you
Planning for healthy aging
Helping you plan for and allocate funds to the beneficiaries of your choice, be they loved ones or charitable causes close to your heart
Insights
Read the latest on markets and more from our team as well as experts and thought leaders at RBC.