The Charles Lasnier Group-Private Wealth Management of RBC Dominion Securities
Your life goals are our life’s work
Life is too short!
In the client survey administered by RBC, The Charles Lasnier Group-Private Wealth Management was one of the teams with the most satisfied clientele in Canada at RBC Dominion Securities.
Whether by travelling, managing their businesses, spoiling their grandchildren or golfing, Charles Lasnier's clients live their lives according to their priorities and values. To them, money is a tool, a source of freedom and a family responsibility.
Charles’ clients recognize that life is too short to waste time on day-to-day investment decisions, and so they rely on Charles for conservative and transparent wealth management in a way that minimizes risk.
Professionals at your service
Leaning on experience and industry accreditations, our team of experts helps bring financial peace of mind to clients like you.
Our Approach
Why work with Charles?
Broken promises will wear out an investor's trust and will make anyone wary of flashy slogans. By contrast, Charles' commitment is simple but extremely rare, providing clients with a conservative and independent opinion - not necessarily the trendy opinion or the one you want to hear. Charles' perspective is based on unbiased research and a true analysis of your situation.
Our Process
Our process is designed to help our clients fulfil their investment needs. We maintain a strong focus on the goals and objectives that our clients have set for themselves, and in turn, determine the best way to achieve them.
In doing so, we create a written plan, also known as an Investment Policy Statement, that adheres to each client's preferences and objectives. In illustrating clients' goals we take into account tax considerations, investment alternatives and ultimately an asset mix that best fits the unique individual.
Together, Charles Lasnier's investment philosophy and process offer our clients the best in wealth management services and expertise.
Our Services
In addition to investment advice and financial management, we can address a wide range of wealth management needs, including:
- Financial planning, to provide a clear picture of your financial situation and objectives
- Estate and will consultation, to help you optimize your legacy
- Insurance consultation, to identify opportunities to protect and grow your wealth
- A comprehensive needs assessment to determine the services best suited to your situation
How We Invest
Our Investment Philosophy
We provide discretionary portfolio management through Private Investment Management (PIM), where our team takes an active position at investing your portfolio – allowing you to delegate the day-to-day decisions for managing your wealth, while we act as Portfolio Managers – rather than stockbrokers.
PIM is ideally suited to those who require intensive professional management services for portfolios of over one million dollars.
Our investment philosophy is based on bottom-up investment process driven by high dividend-paying stocks. Our portfolios must maintain an asset allocation among equities, fixed-income, cash and cash equivalents and alternative investments, as per each your unique investment goals and preferences as outlined in your individual Investment Policy Statement (IPS).
Our fixed-income portfolios are extremely well-diversified (between 10 and 20 issues) and consist of an overall quality rating of "A" or better. Fixed-income holdings will consist of federal, supranational, corporate and provincial issues.
Our Investment Principles
As part of our investment philosophy, we hold ourselves to four key principles:
- Nothing replaces intrinsic quality when choosing an investment.
- Prudent diversification of stock and fixed-income investments for portfolios.
- Design high quality portfolios constructed to protect existing capital and achieve long-term growth for our clients.
- Invest in companies as capitalists; find companies that we can buy and own for the long-term.
Who does Charles work with?
Business owners and entrepreneurs
With a complete understanding of the unique circumstances facing business owners, we offer fully integrated personal and business wealth planning that always keeps taxes top of mind.
Health and legal professionals
Offering support and advice from residency to retirement, we've served doctors, dentists, and various other medical professionals through all stages of their careers.
Pre-retirees and retirees
Whether you're preparing for retirement or already retired, it's never too early – or too late – to plan. Because retirement is a journey that can last decades, we guide you in taking every financial opportunity to make the most of it.
Charitable foundations and non-profit organizations
Our vision is to bring your vision to life. From municipalities to charitable organizations and beyond, we act as your trusted partner to help you responsibly manage your stewardship obligations.
Client resources
Get a better vantage point on your financial picture with these informative guides penned by the RBC Family Office Services team.
Estate planning guide
How planning for tomorrow – today – can help your estate aspirations
Financial planning facts
Comprehensive list of key information, such as deadlines, contribution limits, and tax facts
Tax reporting guide
Summary of the important dates and tax information required for your annual tax return
Community involvement
Charles and his team are passionate about giving back to their community and supporting a wide variety of charitable causes.
Fondation de l’Hopital Verdun
Charles is member of the board of directors for the « Fondation de l’Hopital Verdun » and helps them with the organisation of their yearly golf tournament. He is show above along with Sylvie Giguère and Nicole Beaulieu presenting a donation. For more information on the Foundation, please visit:
Fondation Autisme Montreal
Charles is shown above with Marielle Patry, executive director of the « Fondation Autisme Montreal » presenting them with a donation. Charles helps Marielle organise their yearly golf tournament. For more information about the foundation, please visit:
Fondation les petits trésors de l’Hopital Rivière des Prairies
Charles helped raise money for the “Fondation les petits trésors de l’Hopital Rivière des Prairies” by participating in a ball - hockey tournament. You can visit their site for more information at:
Insights
Read the latest on markets and more from our team as well as experts and thought leaders at RBC.